Bank NizwaOGMUS:BKNZ 23 EV-to-FCF is 19.78 as of Jul. 04, 2026, which is 749% above its 10-year median of 2.33. GuruFocus rates MUS:BKNZ with a GF Score™ of 23/100 and a GF Value™ of ر.ع0.10 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,193 Banks companies, Bank NizwaOG ranks worse than 83.24% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Bank NizwaOG's Enterprise Value is ر.ع-308.03 Mil.
Bank NizwaOG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع-15.57 Mil. Therefore, Bank NizwaOG's EV-to-FCF for today is 19.78.
The historical rank and industry rank for Bank NizwaOG's EV-to-FCF or its related term are showing as below:
MUS:BKNZ'
s EV-to-FCF Range Over the Past 10 Years
Min: -1001.58 Med: 2.33 Max: 32.31
Current: 20.5
During the past 13 years, the highest EV-to-FCF of Bank NizwaOG was 32.31. The lowest was -1001.58. And the median was 2.33.
MUS:BKNZ's EV-to-FCF is ranked worse than 83.24% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs MUS:BKNZ: 20.50
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Bank NizwaOG's PE Ratio (TTM) for today is calculated as:
Bank NizwaOG's share price for today is ر.ع0.139.
Bank NizwaOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.001.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Bank NizwaOG EV-to-FCF Related Terms
Bank NizwaOG EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Bank NizwaOG's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bank NizwaOG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank NizwaOG EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Bank NizwaOG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Bank NizwaOG's EV-to-FCF falls into.
Bank NizwaOG's current Enterprise Value is ر.ع-308.03 Mil.
Bank NizwaOG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع-15.57 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank NizwaOG (MUS:BKNZ) has a EV-to-FCF of 19.78 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank NizwaOG and its competitors. This is 749% above median its historical median of 2.33. According to the industry distribution chart, Bank NizwaOG ranks #993 out of 1193 companies in the Banks industry, placing it in the top 83.2%.
Is Bank NizwaOG's EV-to-FCF too high?
Bank NizwaOG's current EV-to-FCF of 19.78 is 749% above median its 10-year median of 2.33. The Banks industry median EV-to-FCF is 6.61. Bank NizwaOG's value of 19.78 is 199.2% above this industry median. Based on the distribution chart, Bank NizwaOG ranks #993 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank NizwaOG has a GF Score™ of 23/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank NizwaOG's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, Bank NizwaOG ranks #993 out of 1193 companies for EV-to-FCF. This places Bank NizwaOG in the lower half of its industry. The industry median EV-to-FCF is 6.61. Bank NizwaOG's value of 19.78 is 199.2% above this benchmark. While the company's 10-year median is 2.33 vs. the industry median of 6.61, Bank NizwaOG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank NizwaOG's current EV-to-FCF of 19.78 is 199.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Bank NizwaOG and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank NizwaOG's current EV-to-FCF is 19.78, which is 749% above median its own 10-year median of 2.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank NizwaOG stock overvalued right now?
Based on GuruFocus' analysis, Bank NizwaOG (MUS:BKNZ) is currently considered Significantly Overvalued. The stock's GF Value™ is ر.ع0.10, compared to a current price of ر.ع0.14 — trading 39% above its estimated fair value. The current EV-to-FCF is 19.78, which is 749% above median its 10-year median of 2.33 and 199.2% above the Banks industry median of 6.61. Bank NizwaOG's overall GF Score™ is 23/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Bank NizwaOG (MUS:BKNZ), the current EV-to-FCF is 19.78 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank NizwaOG (MUS:BKNZ) Overvalued in 2026?
Based on GuruFocus' analysis, Bank NizwaOG stock appears to be overvalued.
The current stock price of ر.ع0.14 is trading 39% above its estimated GF Value™ of ر.ع0.10.
GuruFocus considers Bank NizwaOG to be Significantly Overvalued.
Key valuation signals for MUS:BKNZ:
EV-to-FCF: 19.78 (749% above median its 10-year median of 2.33)
GF Value™: ر.ع0.10 vs. price of ر.ع0.14 (39% above fair value)
Industry Position: 199.2% above the Banks median (#993 of 1193)
No single metric tells the full story. See the MUS:BKNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bank Nizwa SAOG is engaged in opening current, savings, and investment accounts, providing Murabaha and Ijara financing and other Sharia-compliant financing, as well as managing investors' money based on Mudaraba for profit share or agency for a fee, along with other investment activities. It segments are: Retail Banking, offering products and facilities to individual customers; Corporate Banking, providing financing, deposits, trade finance, and foreign exchange services to corporate and SMEs and generating key revenue; and Treasury and Investment Banking, offering treasury products, money market and foreign exchange services, liquidity and market risk management, asset management, corporate advisory, and investment products for high net worth individuals and institutional clients.
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