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Liva GroupOGMUS:LIVA 34 EV-to-FCF is 5.30 as of Jul. 14, 2026, which is 26400% above its 10-year median of 0.02. GuruFocus rates MUS:LIVA with a GF Score™ of 34/100. The stock has 5 warning signs investors should review. Among 395 Insurance companies, Liva GroupOG ranks better than 74.18% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Liva GroupOG's Enterprise Value is ر.ع193.9 Mil.
Liva GroupOG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ر.ع36.6 Mil. Therefore, Liva GroupOG's EV-to-FCF for today is 5.30.
The historical rank and industry rank for Liva GroupOG's EV-to-FCF or its related term are showing as below:
MUS:LIVA'
s EV-to-FCF Range Over the Past 10 Years
Min: -13.1 Med: 0.02 Max: 5.57
Current: 5.3
During the past 3 years, the highest EV-to-FCF of Liva GroupOG was 5.57. The lowest was -13.10. And the median was 0.02.
MUS:LIVA's EV-to-FCF is ranked better than 74.18% of 395
companies
in the Insurance industry
Industry Median: 9.97
vs MUS:LIVA: 5.30
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Liva GroupOG's PE Ratio (TTM) for today is calculated as:
Liva GroupOG's share price for today is ر.ع0.36.
Liva GroupOG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع0.026.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Liva GroupOG EV-to-FCF Related Terms
Liva GroupOG EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Liva GroupOG's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Liva GroupOG's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Liva GroupOG EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Liva GroupOG's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Liva GroupOG's EV-to-FCF falls into.
Liva GroupOG's current Enterprise Value is ر.ع193.9 Mil.
Liva GroupOG's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ر.ع36.6 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Liva GroupOG (MUS:LIVA) has a EV-to-FCF of 5.30 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Liva GroupOG and its competitors. This is 26400% above median its historical median of 0.02. According to the industry distribution chart, Liva GroupOG ranks #102 out of 395 companies in the Insurance industry, placing it in the top 25.8%.
Is Liva GroupOG's EV-to-FCF too high?
Liva GroupOG's current EV-to-FCF of 5.30 is 26400% above median its 10-year median of 0.02. The Insurance industry median EV-to-FCF is 9.97. Liva GroupOG's value of 5.30 is 46.8% below this industry median. Based on the distribution chart, Liva GroupOG ranks #102 out of 395 companies in the Insurance industry, which is above the industry midpoint. Overall, Liva GroupOG has a GF Score™ of 34/100, reflecting its overall financial health beyond just this single metric.
How does Liva GroupOG's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Liva GroupOG ranks #102 out of 395 companies for EV-to-FCF. This puts Liva GroupOG in the upper half of its industry. The industry median EV-to-FCF is 9.97. Liva GroupOG's value of 5.30 is 46.8% below this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 9.97, Liva GroupOG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.97, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Liva GroupOG's current EV-to-FCF of 5.30 is 46.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Liva GroupOG and its competitors. For the Insurance industry, the median EV-to-FCF is 9.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Liva GroupOG's current EV-to-FCF is 5.30, which is 26400% above median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Liva GroupOG stock overvalued right now?
Liva GroupOG (MUS:LIVA) has a current EV-to-FCF of 5.30. The current EV-to-FCF is 5.30, which is 26400% above median its 10-year median of 0.02 and 46.8% below the Insurance industry median of 9.97. Liva GroupOG's overall GF Score™ is 34/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Liva GroupOG (MUS:LIVA), the current EV-to-FCF is 5.30 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Liva Group SAOG is a multi-line insurance company dedicated to providing comprehensive insurance solutions across the Gulf Cooperation Council (GCC) region. Its activities include personal and commercial insurance, health and life insurance, motor insurance, and specialized solutions for eco-conscious clients. The company operations are organized into key segments such as Commercial Lines, Personal Lines, and Health and Life. It has a geographical presence across Oman, the United Arab Emirates, Saudi Arabia, Bahrain, Kuwait, and Qatar.
34GF Score
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