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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, FCMB Group's Enterprise Value is ₦-199,218 Mil.
FCMB Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₦1,588,361 Mil. Therefore, FCMB Group's EV-to-FCF for today is -0.13.
The historical rank and industry rank for FCMB Group's EV-to-FCF or its related term are showing as below:
NSA:FCMB'
s EV-to-FCF Range Over the Past 10 Years
Min: -11.67 Med: 0.39 Max: 5.21
Current: -0.15
During the past 13 years, the highest EV-to-FCF of FCMB Group was 5.21. The lowest was -11.67. And the median was 0.39.
NSA:FCMB's EV-to-FCF is ranked better than 85.65% of 1199
companies
in the Banks industry
Industry Median: 6.57
vs NSA:FCMB: -0.15
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
FCMB Group's share price for today is ₦10.80.
FCMB Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦11.050.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
FCMB Group EV-to-FCF Related Terms
FCMB Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for FCMB Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FCMB Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FCMB Group EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, FCMB Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where FCMB Group's EV-to-FCF falls into.
FCMB Group's current Enterprise Value is ₦-199,218 Mil.
FCMB Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₦1,588,361 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FCMB Group (NSA:FCMB) has a EV-to-FCF of -0.13 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on FCMB Group and its competitors. According to the industry distribution chart, FCMB Group ranks #172 out of 1199 companies in the Banks industry, placing it in the top 14.3%.
Is FCMB Group's EV-to-FCF too high?
FCMB Group's current EV-to-FCF is -0.13. Based on the distribution chart, FCMB Group ranks #172 out of 1199 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, FCMB Group has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FCMB Group's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, FCMB Group ranks #172 out of 1199 companies for EV-to-FCF. This places FCMB Group in the top 14% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on FCMB Group and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FCMB Group's current EV-to-FCF is -0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FCMB Group stock overvalued right now?
Based on GuruFocus' analysis, FCMB Group (NSA:FCMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₦7.21, compared to a current price of ₦10.80 — trading 49.8% above its estimated fair value. The current EV-to-FCF is -0.13. FCMB Group's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For FCMB Group (NSA:FCMB), the current EV-to-FCF is -0.13 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FCMB Group (NSA:FCMB) Overvalued in 2026?
Based on GuruFocus' analysis, FCMB Group stock appears to be overvalued.
The current stock price of ₦10.80 is trading 49.8% above its estimated GF Value™ of ₦7.21.
GuruFocus considers FCMB Group to be Significantly Overvalued.
Key valuation signals for NSA:FCMB:
EV-to-FCF: -0.13
GF Value™: ₦7.21 vs. price of ₦10.80 (49.8% above fair value)
No single metric tells the full story. See the NSA:FCMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FCMB Group PLC provides banking services. Its segments include Investment Banking, Investment Management, SME Banking, Commercial Banking, Corporate Banking, Personal Banking, Institutional Banking, and Treasury and Financial Markets. The majority of the revenue is derived from Corporate Banking which incorporates direct debit facilities, current accounts, deposits, overdrafts, loan and other credit facilities, foreign currency and derivative products. The corporate banking business unit caters for the specific needs of companies and financial institutions. It operates in two geographic regions, being: Nigeria and Europe (UK).
54GF Score
Get the complete analysis for NSA:FCMB
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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