Transwarranty Finance (NSE:TFL) EV-to-FCF: (As of Jul. 14, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:TFL Transwarranty Finance Ltd NSE:TFL
62 GF Score
Price ₹11.35
GF Value ₹15.18
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Transwarranty Finance EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Transwarranty Finance's Enterprise Value is ₹928.6 Mil. Transwarranty Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0.0 Mil. Therefore, Transwarranty Finance's EV-to-FCF for today is .

The historical rank and industry rank for Transwarranty Finance's EV-to-FCF or its related term are showing as below:

NSE:TFL' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 6.18
Current: 6.18

During the past 13 years, the highest EV-to-FCF of Transwarranty Finance was 6.18. The lowest was 0.00. And the median was 0.00.

NSE:TFL's EV-to-FCF is ranked better than
51.96% of 1199 companies
in the Banks industry
Industry Median: 6.57 vs NSE:TFL: 6.18

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-14), Transwarranty Finance's stock price is ₹11.35. Transwarranty Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-0.810. Therefore, Transwarranty Finance's PE Ratio (TTM) for today is At Loss.


Transwarranty Finance  (NSE:TFL) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Transwarranty Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=11.35/-0.810
=At Loss

Transwarranty Finance's share price for today is ₹11.35.
Transwarranty Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-0.810.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Transwarranty Finance EV-to-FCF Related Terms


Transwarranty Finance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Transwarranty Finance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Transwarranty Finance EV-to-FCF Chart

Transwarranty Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.55 -5.99 -6.23 -24.48 6.03

Transwarranty Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -24.48 0.00 0.00 0.00 6.03

NSE:TFL vs RKT, FNMA, PFSI: EV-to-FCF Comparison

For the Mortgage Finance subindustry, Transwarranty Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Transwarranty Finance EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Transwarranty Finance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Transwarranty Finance's EV-to-FCF falls into.


NSE:TFL
62GF Score
Transwarranty Finance Ltd NSE:TFL
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Transwarranty Finance EV-to-FCF Calculation

Transwarranty Finance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=928.646/0
=

Transwarranty Finance's current Enterprise Value is ₹928.6 Mil.
Transwarranty Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Transwarranty Finance (NSE:TFL) Overvalued in 2026?

Based on GuruFocus' analysis, Transwarranty Finance stock appears to be undervalued. The current stock price of ₹11.35 is trading 25.2% below its estimated GF Value™ of ₹15.18. GuruFocus considers Transwarranty Finance to be Modestly Undervalued.

Key valuation signals for NSE:TFL:

  • EV-to-FCF:
  • GF Value™: ₹15.18 vs. price of ₹11.35 (25.2% below fair value)
  • GF Score™: 62/100 with 4 warning signs

No single metric tells the full story. See the NSE:TFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Transwarranty Finance Business Description

Other Exchanges 532812:India
Address No. 403, Regent Chambers, Nariman Point, Mumbai, MH, IND, 400021
Transwarranty Finance Ltd is engaged in providing financial services. It is engaged in advisory services like investment banking, corporate finance, project finance, trade finance, and providing business and retail loans against collateral security of immovable property, liquid assets like shares, other financial assets, gold jewelry, and others. Geographically, the company operates only in the Indian market.
62GF Score

Get the complete analysis for NSE:TFL

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹11.35
Price
₹15.18
GF Value