PaySauceNZSE:PYS 47 EV-to-FCF is 2.42 as of Jul. 04, 2026, which is 50% below its 10-year median of 4.85. GuruFocus rates NZSE:PYS with a GF Score™ of 47/100 and a GF Value™ of NZ$0.29 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,589 Software companies, PaySauce ranks better than 92.57% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, PaySauce's Enterprise Value is NZ$16.91 Mil.
PaySauce's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$6.99 Mil. Therefore, PaySauce's EV-to-FCF for today is 2.42.
The historical rank and industry rank for PaySauce's EV-to-FCF or its related term are showing as below:
NZSE:PYS'
s EV-to-FCF Range Over the Past 10 Years
Min: -4.06 Med: 4.85 Max: 106.08
Current: 2.18
During the past 13 years, the highest EV-to-FCF of PaySauce was 106.08. The lowest was -4.06. And the median was 4.85.
NZSE:PYS's EV-to-FCF is ranked better than 92.57% of 1589
companies
in the Software industry
Industry Median: 14.3
vs NZSE:PYS: 2.18
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
PaySauce's share price for today is NZ$0.24.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PaySauce's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$0.002.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
PaySauce EV-to-FCF Related Terms
PaySauce EV-to-FCF Historical Data
* Premium members only.
The historical data trend for PaySauce's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, PaySauce's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PaySauce EV-to-FCF vs Software Industry
For the Software industry and Technology sector, PaySauce's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where PaySauce's EV-to-FCF falls into.
PaySauce's current Enterprise Value is NZ$16.91 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. PaySauce's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$6.99 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PaySauce (NZSE:PYS) has a EV-to-FCF of 2.42 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PaySauce and its competitors. This is 50% below median its historical median of 4.85. According to the industry distribution chart, PaySauce ranks #118 out of 1589 companies in the Software industry, placing it in the top 7.4%.
Is PaySauce's EV-to-FCF too high?
PaySauce's current EV-to-FCF of 2.42 is 50% below median its 10-year median of 4.85. The Software industry median EV-to-FCF is 14.30. PaySauce's value of 2.42 is 83.1% below this industry median. Based on the distribution chart, PaySauce ranks #118 out of 1589 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, PaySauce has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PaySauce's EV-to-FCF compare to UBER and SHOP?
According to the Software industry distribution chart, PaySauce ranks #118 out of 1589 companies for EV-to-FCF. This places PaySauce in the top 7% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 14.30. PaySauce's value of 2.42 is 83.1% below this benchmark. While the company's 10-year median is 4.85 vs. the industry median of 14.30, PaySauce has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Software company?
The median EV-to-FCF among Software companies is 14.30, based on 1,589 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PaySauce's current EV-to-FCF of 2.42 is 83.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on PaySauce and its competitors. For the Software industry, the median EV-to-FCF is 14.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PaySauce's current EV-to-FCF is 2.42, which is 50% below median its own 10-year median of 4.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PaySauce stock overvalued right now?
Based on GuruFocus' analysis, PaySauce (NZSE:PYS) is currently considered Modestly Undervalued. The stock's GF Value™ is NZ$0.29, compared to a current price of NZ$0.24 — trading 17.2% below its estimated fair value. The current EV-to-FCF is 2.42, which is 50% below median its 10-year median of 4.85 and 83.1% below the Software industry median of 14.30. PaySauce's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For PaySauce (NZSE:PYS), the current EV-to-FCF is 2.42 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PaySauce (NZSE:PYS) Overvalued in 2026?
Based on GuruFocus' analysis, PaySauce stock appears to be undervalued.
The current stock price of NZ$0.24 is trading 17.2% below its estimated GF Value™ of NZ$0.29.
GuruFocus considers PaySauce to be Modestly Undervalued.
Key valuation signals for NZSE:PYS:
EV-to-FCF: 2.42 (50% below median its 10-year median of 4.85)
GF Value™: NZ$0.29 vs. price of NZ$0.24 (17.2% below fair value)
Industry Position: 83.1% below the Software median (#118 of 1589)
No single metric tells the full story. See the NZSE:PYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PaySauce Ltd operates a SaaS-based fintech platform that provides digital payroll solutions across multiple jurisdictions in the Asia-Pacific region. Its technology enables employers to onboard, pay, and manage employees digitally. The platform includes features such as rosters, mobile timesheets, payroll calculations, banking integration, automated payments, PAYE filing, labour costing, and automated general ledger entries. It also offers a feature that allows employees to access earned wages before scheduled pay dates. The company generates the majority of its revenue in the form of processing fees, which are the monthly or annual subscription fees that customers pay for PaySauce payroll products. It also earns interest income on a float of funds held on behalf of customers.
47GF Score
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