Sparebanken More (OSL:MORG) EV-to-FCF: -20.09 (As of Jul. 02, 2026)


OSL:MORG Sparebanken More OSL:MORG
64 GF Score
Price kr108.30
GF Value kr96.18
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Sparebanken More EV-to-FCF?

Sparebanken More OSL:MORG -0.04% 64 EV-to-FCF is -20.09 as of Jul. 02, 2026. GuruFocus rates OSL:MORG with a GF Score™ of 64/100 and a GF Value™ of kr96.18 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,193 Banks companies, Sparebanken More ranks worse than 83822.21% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sparebanken More's Enterprise Value is kr49,180 Mil. Sparebanken More's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr-2,448 Mil. Therefore, Sparebanken More's EV-to-FCF for today is -20.09.

The historical rank and industry rank for Sparebanken More's EV-to-FCF or its related term are showing as below:

OSL:MORG' s EV-to-FCF Range Over the Past 10 Years
Min: -102.55   Med: -8.5   Max: 188.2
Current: -20.11

During the past 13 years, the highest EV-to-FCF of Sparebanken More was 188.20. The lowest was -102.55. And the median was -8.50.

OSL:MORG's EV-to-FCF is ranked worse than
100% of 1193 companies
in the Banks industry
Industry Median: 6.65 vs OSL:MORG: -20.11

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-02), Sparebanken More's stock price is kr108.30. Sparebanken More's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was kr9.380. Therefore, Sparebanken More's PE Ratio (TTM) for today is 11.55.


Sparebanken More  (OSL:MORG) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Sparebanken More's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=108.30/9.380
=11.55

Sparebanken More's share price for today is kr108.30.
Sparebanken More's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr9.380.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Sparebanken More EV-to-FCF Related Terms


Sparebanken More EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Sparebanken More's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sparebanken More EV-to-FCF Chart

Sparebanken More Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -13.42 -11.83 -13.85 -19.35 -18.62

Sparebanken More Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -102.32 -8.91 11.97 -18.62 -20.27

Sparebanken More EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Sparebanken More's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sparebanken More EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Sparebanken More's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Sparebanken More's EV-to-FCF falls into.


OSL:MORG
64GF Score
Sparebanken More OSL:MORG
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sparebanken More EV-to-FCF Calculation

Sparebanken More's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=49179.822/-2448
=-20.09

Sparebanken More's current Enterprise Value is kr49,180 Mil.
Sparebanken More's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr-2,448 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -20.09 mean?
Sparebanken More (OSL:MORG) has a EV-to-FCF of -20.09 as of Jul. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sparebanken More and its competitors. According to the industry distribution chart, Sparebanken More ranks #999999 out of 1193 companies in the Banks industry.
Is Sparebanken More's EV-to-FCF too high?
Sparebanken More's current EV-to-FCF is -20.09. Based on the distribution chart, Sparebanken More ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sparebanken More has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sparebanken More's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Sparebanken More ranks #999999 out of 1193 companies for EV-to-FCF. This places Sparebanken More in the lower half of its industry. The industry median EV-to-FCF is 6.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sparebanken More and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sparebanken More's current EV-to-FCF is -20.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sparebanken More stock overvalued right now?
Based on GuruFocus' analysis, Sparebanken More (OSL:MORG) is currently considered Modestly Overvalued. The stock's GF Value™ is kr96.18, compared to a current price of kr108.30 — trading 12.6% above its estimated fair value. The current EV-to-FCF is -20.09. Sparebanken More's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sparebanken More (OSL:MORG), the current EV-to-FCF is -20.09 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sparebanken More (OSL:MORG) Overvalued in 2026?

Based on GuruFocus' analysis, Sparebanken More stock appears to be overvalued. The current stock price of kr108.30 is trading 12.6% above its estimated GF Value™ of kr96.18. GuruFocus considers Sparebanken More to be Modestly Overvalued.

Key valuation signals for OSL:MORG:

  • EV-to-FCF: -20.09
  • GF Value™: kr96.18 vs. price of kr108.30 (12.6% above fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the OSL:MORG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sparebanken More Business Description

Other Exchanges 0G40:UKK5X:Germany
Address Kipervikgata 6, Alesund, NOR, 6003
Sparebanken Møre is a Norway-based banking corporation. It engaged in providing retail and commercial banking services to its customers. Products and services provided by the company include deposits, savings accounts, asset management, financial advisory services, payment transfers, foreign exchange and interest trading, insurance, and real estate brokerage. In addition, the company also provides real estate brokerage services for both residential homes and commercial properties. It mainly concentrates on maritime, offshore and supply, real estate, trade, and services, as well as the insurance industries. It firm manages its business into three segments: Corporate, Retail, and Real Estate brokerage. The revenue of the company comprises interest, fees, commission, and other income.
64GF Score

Get the complete analysis for OSL:MORG

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr108.30
Price
kr96.18
GF Value