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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Pacific Valley Bancorp's Enterprise Value is $-45.25 Mil.
Pacific Valley Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Pacific Valley Bancorp's EV-to-FCF for today is .
The historical rank and industry rank for Pacific Valley Bancorp's EV-to-FCF or its related term are showing as below:
PVBK'
s EV-to-FCF Range Over the Past 10 Years
Min: -99.08 Med: 4.02 Max: 8.73
Current: -87.02
During the past 13 years, the highest EV-to-FCF of Pacific Valley Bancorp was 8.73. The lowest was -99.08. And the median was 4.02.
PVBK's EV-to-FCF is ranked better than 99.58% of 1178
companies
in the Banks industry
Industry Median: 7.335
vs PVBK: -87.02
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pacific Valley Bancorp (OTCPK:PVBK) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Pacific Valley Bancorp's PE Ratio (TTM) for today is calculated as:
Pacific Valley Bancorp's share price for today is $9.29253.
Pacific Valley Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.809.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Pacific Valley Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pacific Valley Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Pacific Valley Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Pacific Valley Bancorp's EV-to-FCF falls into.
Pacific Valley Bancorp's current Enterprise Value is $-45.25 Mil.
Pacific Valley Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Pacific Valley Bancorp (PVBK) Overvalued in 2026?
Based on GuruFocus' analysis, Pacific Valley Bancorp stock appears to be undervalued.
The current stock price of $9.29 is trading 10.6% below its estimated GF Value™ of $10.39.
GuruFocus considers Pacific Valley Bancorp to be Modestly Undervalued.
Key valuation signals for PVBK:
EV-to-FCF:
GF Value™: $10.39 vs. price of $9.29 (10.6% below fair value)
No single metric tells the full story. See the PVBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pacific Valley Bancorp provides personal and business banking products and services. It offers commercial, agricultural, and real estate lending products. The Bank offers a complete array of checking and savings accounts, along with money management products that would satisfy any individual or business banking customer's needs. It also offers online banking, mobile banking, and other services. Its portfolio segments includes Construction and Land Development, Real Estate-Other, Commercial and Agriculture, and Consumer.
55GF Score
Get the complete analysis for PVBK
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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