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Ryan Specialty HoldingsRYAN +0.85%81 EV-to-FCF is 31.00 as of Aug. 29, 2026, which is 9% above its 10-year median of 28.47. GuruFocus rates RYAN with a GF Score™ of 81/100 and a GF Value™ of $79.92 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 396 Insurance companies, Ryan Specialty Holdings ranks worse than 85.61% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Ryan Specialty Holdings's Enterprise Value is $15,397 Mil.
Ryan Specialty Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $497 Mil. Therefore, Ryan Specialty Holdings's EV-to-FCF for today is 31.00.
The historical rank and industry rank for Ryan Specialty Holdings's EV-to-FCF or its related term are showing as below:
RYAN'
s EV-to-FCF Range Over the Past 10 Years
Min: 14.56 Med: 28.47 Max: 60.2
Current: 31
During the past 7 years, the highest EV-to-FCF of Ryan Specialty Holdings was 60.20. The lowest was 14.56. And the median was 28.47.
RYAN's EV-to-FCF is ranked worse than 85.61% of 396
companies
in the Insurance industry
Industry Median: 9.545
vs RYAN: 31.00
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ryan Specialty Holdings (NYSE:RYAN) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Ryan Specialty Holdings's PE Ratio (TTM) for today is calculated as:
Ryan Specialty Holdings's share price for today is $43.87.
Ryan Specialty Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.720.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Ryan Specialty Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ryan Specialty Holdings EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Ryan Specialty Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Ryan Specialty Holdings's EV-to-FCF falls into.
Ryan Specialty Holdings's current Enterprise Value is $15,397 Mil.
Ryan Specialty Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $497 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ryan Specialty Holdings (RYAN) has a EV-to-FCF of 31.00 as of Aug. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ryan Specialty Holdings and its competitors. This is near median its historical median of 28.47. Over the past decade, Ryan Specialty Holdings' EV-to-FCF has ranged from 14.56 to 60.20. According to the industry distribution chart, Ryan Specialty Holdings ranks #339 out of 396 companies in the Insurance industry, placing it in the top 85.6%.
Is Ryan Specialty Holdings' EV-to-FCF too high?
Ryan Specialty Holdings' current EV-to-FCF of 31.00 is near median its 10-year median of 28.47. Over the past 10 years, this metric has ranged from a low of 14.56 to a high of 60.20. The Insurance industry median EV-to-FCF is 9.55. Ryan Specialty Holdings' value of 31.00 is 224.8% above this industry median. Based on the distribution chart, Ryan Specialty Holdings ranks #339 out of 396 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Ryan Specialty Holdings has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ryan Specialty Holdings' EV-to-FCF compare to RDN and ESNT?
According to the Insurance industry distribution chart, Ryan Specialty Holdings ranks #339 out of 396 companies for EV-to-FCF. This places Ryan Specialty Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.55. Ryan Specialty Holdings' value of 31.00 is 224.8% above this benchmark. Historically, Ryan Specialty Holdings' own EV-to-FCF has ranged from 14.56 to 60.20 over the past decade. While the company's 10-year median is 28.47 vs. the industry median of 9.55, Ryan Specialty Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.55, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ryan Specialty Holdings's current EV-to-FCF of 31.00 is 224.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Ryan Specialty Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ryan Specialty Holdings's current EV-to-FCF is 31.00, which is near median its own 10-year median of 28.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ryan Specialty Holdings stock overvalued right now?
Based on GuruFocus' analysis, Ryan Specialty Holdings (RYAN) is currently considered Significantly Undervalued. The stock's GF Value™ is $79.92, compared to a current price of $43.87 — trading 45.1% below its estimated fair value. The current EV-to-FCF is 31.00, which is near median its 10-year median of 28.47 and 224.8% above the Insurance industry median of 9.55. Ryan Specialty Holdings' overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Ryan Specialty Holdings (RYAN), the current EV-to-FCF is 31.00 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ryan Specialty Holdings (RYAN) Overvalued in 2026?
Based on GuruFocus' analysis, Ryan Specialty Holdings stock appears to be undervalued.
The current stock price of $43.87 is trading 45.1% below its estimated GF Value™ of $79.92.
GuruFocus considers Ryan Specialty Holdings to be Significantly Undervalued.
Key valuation signals for RYAN:
EV-to-FCF: 31.00 (near median its 10-year median of 28.47)
GF Value™: $79.92 vs. price of $43.87 (45.1% below fair value)
Industry Position: 224.8% above the Insurance median (#339 of 396)
No single metric tells the full story. See the RYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ryan Specialty Holdings Inc is an international specialty insurance intermediary providing specialty products, solutions, and services for insurance brokers, agents, and carriers. The company offers wholesale insurance brokerage and delegated underwriting authority products and services, including distribution, underwriting, product development, administration, and risk management. Its expertise spans property, casualty, professional lines, transportation, personal lines, workers compensation, and employee benefits insurance, across traditional insurance and alternative risk solutions. The company operates in the United States and foreign markets, with the majority of revenue generated from the United States.
81GF Score
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