Alinma Bank (SAU:1150) EV-to-FCF: -33.69 (As of Jul. 22, 2026)

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SAU:1150 Alinma Bank SAU:1150
76 GF Score
Price ﷼23.51
GF Value ﷼28.63
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Alinma Bank EV-to-FCF?

Alinma Bank SAU:1150 -4.43% 76 EV-to-FCF is -33.69 as of Jul. 22, 2026. GuruFocus rates SAU:1150 with a GF Score™ of 76/100 and a GF Value™ of ﷼28.63 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,192 Banks companies, Alinma Bank ranks worse than 83892.53% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Alinma Bank's Enterprise Value is ﷼183,651 Mil. Alinma Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-5,451 Mil. Therefore, Alinma Bank's EV-to-FCF for today is -33.69.

The historical rank and industry rank for Alinma Bank's EV-to-FCF or its related term are showing as below:

SAU:1150' s EV-to-FCF Range Over the Past 10 Years
Min: -169.58   Med: 11.89   Max: 103.02
Current: -34.07

During the past 13 years, the highest EV-to-FCF of Alinma Bank was 103.02. The lowest was -169.58. And the median was 11.89.

SAU:1150's EV-to-FCF is ranked worse than
100% of 1192 companies
in the Banks industry
Industry Median: 6.71 vs SAU:1150: -34.07

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-22), Alinma Bank's stock price is ﷼23.51. Alinma Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼2.005. Therefore, Alinma Bank's PE Ratio (TTM) for today is 11.73.


Alinma Bank  (SAU:1150) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Alinma Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=23.51/2.005
=11.73

Alinma Bank's share price for today is ﷼23.51.
Alinma Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼2.005.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Alinma Bank EV-to-FCF Related Terms


Alinma Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Alinma Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Alinma Bank EV-to-FCF Chart

Alinma Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -26.43 15.18 20.69 32.29 -48.41

Alinma Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.81 25.89 55.50 -48.41 -33.90

SAU:1150 vs PNC: EV-to-FCF Comparison

For the Banks - Regional subindustry, Alinma Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Alinma Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Alinma Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Alinma Bank's EV-to-FCF falls into.


SAU:1150
76GF Score
Alinma Bank SAU:1150
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Alinma Bank EV-to-FCF Calculation

Alinma Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=183650.861/-5451.241
=-33.69

Alinma Bank's current Enterprise Value is ﷼183,651 Mil.
Alinma Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-5,451 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -33.69 mean?
Alinma Bank (SAU:1150) has a EV-to-FCF of -33.69 as of Jul. 22, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Alinma Bank and its competitors. According to the industry distribution chart, Alinma Bank ranks #999999 out of 1192 companies in the Banks industry.
Is Alinma Bank's EV-to-FCF too high?
Alinma Bank's current EV-to-FCF is -33.69. Based on the distribution chart, Alinma Bank ranks #999999 out of 1192 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Alinma Bank has a GF Score™ of 76/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Alinma Bank's EV-to-FCF compare to PNC?
According to the Banks industry distribution chart, Alinma Bank ranks #999999 out of 1192 companies for EV-to-FCF. This places Alinma Bank in the lower half of its industry. The industry median EV-to-FCF is 6.71. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.71, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Alinma Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alinma Bank's current EV-to-FCF is -33.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alinma Bank stock overvalued right now?
Based on GuruFocus' analysis, Alinma Bank (SAU:1150) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼28.63, compared to a current price of ﷼23.51 — trading 17.9% below its estimated fair value. The current EV-to-FCF is -33.69. Alinma Bank's overall GF Score™ is 76/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Alinma Bank (SAU:1150), the current EV-to-FCF is -33.69 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Alinma Bank (SAU:1150) Overvalued in 2026?

Based on GuruFocus' analysis, Alinma Bank stock appears to be undervalued. The current stock price of ﷼23.51 is trading 17.9% below its estimated GF Value™ of ﷼28.63. GuruFocus considers Alinma Bank to be Modestly Undervalued.

Key valuation signals for SAU:1150:

  • EV-to-FCF: -33.69
  • GF Value™: ﷼28.63 vs. price of ﷼23.51 (17.9% below fair value)
  • GF Score™: 76/100 with 4 warning signs

No single metric tells the full story. See the SAU:1150 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Alinma Bank Business Description

Address King Fahad Road, P.O. Box 66674, Riyadh, SAU, 11586
Alinma Bank provides banking and investment services. The company's reportable segments are: i) Retail Banking: Financing, deposit and other products/services for individuals. ii) Corporate Banking: Financing, deposit and other products and services for corporate, SME and institutional customers. iii) Treasury: Murabahas with banks, investments and treasury services. iv) Investment and brokerage: Asset Management, custodianship, advisory, underwriting and brokerage services. The majority of the company's revenue is generated from the Corporate Banking segment. Geographically, it has a presence in the Kingdom of Saudi Arabia, Europe, Other GCC and Middle East countries, and Other countries.
76GF Score

Get the complete analysis for SAU:1150

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼23.51
Price
﷼28.63
GF Value