Servisfirst BancsharesSFBS +1.56%71 EV-to-FCF is 9.61 as of Jun. 28, 2026, which is 2% above its 10-year median of 9.46. GuruFocus rates SFBS with a GF Score™ of 71/100 and a GF Value™ of $90.42 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,196 Banks companies, Servisfirst Bancshares ranks worse than 60.54% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Servisfirst Bancshares's Enterprise Value is $3,555.1 Mil.
Servisfirst Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $370.0 Mil. Therefore, Servisfirst Bancshares's EV-to-FCF for today is 9.61.
The historical rank and industry rank for Servisfirst Bancshares's EV-to-FCF or its related term are showing as below:
SFBS'
s EV-to-FCF Range Over the Past 10 Years
Min: -0.87 Med: 9.46 Max: 27.71
Current: 9.61
During the past 13 years, the highest EV-to-FCF of Servisfirst Bancshares was 27.71. The lowest was -0.87. And the median was 9.46.
SFBS's EV-to-FCF is ranked worse than 60.54% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs SFBS: 9.61
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Servisfirst Bancshares's PE Ratio (TTM) for today is calculated as:
Servisfirst Bancshares's share price for today is $88.52.
Servisfirst Bancshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.420.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Servisfirst Bancshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Servisfirst Bancshares EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Servisfirst Bancshares's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Servisfirst Bancshares's EV-to-FCF falls into.
Servisfirst Bancshares's current Enterprise Value is $3,555.1 Mil.
Servisfirst Bancshares's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $370.0 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Servisfirst Bancshares (SFBS) has a EV-to-FCF of 9.61 as of Jun. 28, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Servisfirst Bancshares and its competitors. This is near median its historical median of 9.46. According to the industry distribution chart, Servisfirst Bancshares ranks #724 out of 1196 companies in the Banks industry, placing it in the top 60.5%.
Is Servisfirst Bancshares' EV-to-FCF too high?
Servisfirst Bancshares' current EV-to-FCF of 9.61 is near median its 10-year median of 9.46. The Banks industry median EV-to-FCF is 6.56. Servisfirst Bancshares' value of 9.61 is 46.6% above this industry median. Based on the distribution chart, Servisfirst Bancshares ranks #724 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, Servisfirst Bancshares has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Servisfirst Bancshares' EV-to-FCF compare to IBOC and TFSL?
According to the Banks industry distribution chart, Servisfirst Bancshares ranks #724 out of 1196 companies for EV-to-FCF. This places Servisfirst Bancshares in the lower half of its industry. The industry median EV-to-FCF is 6.56. Servisfirst Bancshares' value of 9.61 is 46.6% above this benchmark. While the company's 10-year median is 9.46 vs. the industry median of 6.56, Servisfirst Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Servisfirst Bancshares's current EV-to-FCF of 9.61 is 46.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Servisfirst Bancshares and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Servisfirst Bancshares's current EV-to-FCF is 9.61, which is near median its own 10-year median of 9.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Servisfirst Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Servisfirst Bancshares (SFBS) is currently considered Fairly Valued. The stock's GF Value™ is $90.42, compared to a current price of $88.52 — trading 2.1% below its estimated fair value. The current EV-to-FCF is 9.61, which is near median its 10-year median of 9.46 and 46.6% above the Banks industry median of 6.56. Servisfirst Bancshares' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Servisfirst Bancshares (SFBS), the current EV-to-FCF is 9.61 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Servisfirst Bancshares (SFBS) Overvalued in 2026?
Based on GuruFocus' analysis, Servisfirst Bancshares stock appears to be undervalued.
The current stock price of $88.52 is trading 2.1% below its estimated GF Value™ of $90.42.
GuruFocus considers Servisfirst Bancshares to be Fairly Valued.
Key valuation signals for SFBS:
EV-to-FCF: 9.61 (near median its 10-year median of 9.46)
GF Value™: $90.42 vs. price of $88.52 (2.1% below fair value)
Industry Position: 46.6% above the Banks median (#724 of 1196)
No single metric tells the full story. See the SFBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Servisfirst Bancshares Inc is a bank holding company whose business is conducted by its wholly owned subsidiary. Through the subsidiary, it offers various banking services to individual and corporate customers in Birmingham, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Its various products and service offerings include commercial, consumer, and other loans; accepting deposits; providing electronic banking services, such as online and mobile banking, including remote deposit capture; delivering treasury and cash management services; and providing banking services to other financial institutions. The company operates as a single reportable segment, with a majority of its revenue being derived from the business of banking.
71GF Score
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