SFBS (Servisfirst Bancshares) Long-Term Debt: $34.8 Mil (As of Jun. 2026)

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SFBS Servisfirst Bancshares Inc SFBS
71 GF Score
Price $90.53
GF Value $93.84
Valuation Fairly Valued
! 4 Warning Signs
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What is Servisfirst Bancshares Long-Term Debt?

Servisfirst Bancshares SFBS -0.88% 71 Long-Term Debt is $34.8 Mil as of Jun. 2026. GuruFocus rates SFBS with a GF Score™ of 71/100 and a GF Value™ of $93.84 (Fairly Valued). The stock has 4 warning signs investors should review.

Servisfirst Bancshares's Long-Term Debt for the quarter that ended in Jun. 2026 was $34.8 Mil.

Servisfirst Bancshares's quarterly Long-Term Debt stayed the same from Dec. 2025 ($34.8 Mil) to Mar. 2026 ($34.8 Mil) and stayed the same from Mar. 2026 ($34.8 Mil) to Jun. 2026 ($34.8 Mil).

Servisfirst Bancshares's annual Long-Term Debt increased from Dec. 2023 ($64.7 Mil) to Dec. 2024 ($64.7 Mil) but then declined from Dec. 2024 ($64.7 Mil) to Dec. 2025 ($34.8 Mil).

Servisfirst Bancshares  (NYSE:SFBS) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Servisfirst Bancshares Long-Term Debt Related Terms

Servisfirst Bancshares Long-Term Debt Historical Data

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The historical data trend for Servisfirst Bancshares's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Servisfirst Bancshares Long-Term Debt Chart

Servisfirst Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 64.71 64.73 64.74 64.74 34.75

Servisfirst Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 64.75 64.75 34.75 34.75 34.75
SFBS
71GF Score
Servisfirst Bancshares Inc SFBS
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $34.8 Mil mean?
Servisfirst Bancshares (SFBS) has a Long-Term Debt of $34.8 Mil as of Jun. 2026.
Is Servisfirst Bancshares' Long-Term Debt too high?
Servisfirst Bancshares' current Long-Term Debt is $34.8 Mil. Overall, Servisfirst Bancshares has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Servisfirst Bancshares' Long-Term Debt compare to IBOC and FULT?
Servisfirst Bancshares' Long-Term Debt of $34.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Servisfirst Bancshares's current Long-Term Debt is $34.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Servisfirst Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Servisfirst Bancshares (SFBS) is currently considered Fairly Valued. The stock's GF Value™ is $93.84, compared to a current price of $90.53 — trading 3.5% below its estimated fair value. The current Long-Term Debt is $34.8 Mil. Servisfirst Bancshares' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Servisfirst Bancshares (SFBS), the current Long-Term Debt is $34.8 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Servisfirst Bancshares (SFBS) Overvalued in 2026?

Based on GuruFocus' analysis, Servisfirst Bancshares stock appears to be undervalued. The current stock price of $90.53 is trading 3.5% below its estimated GF Value™ of $93.84. GuruFocus considers Servisfirst Bancshares to be Fairly Valued.

Key valuation signals for SFBS:

  • Long-Term Debt: $34.8 Mil
  • GF Value™: $93.84 vs. price of $90.53 (3.5% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the SFBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Servisfirst Bancshares Business Description

Address 2500 Woodcrest Place, Birmingham, AL, USA, 35209
Servisfirst Bancshares Inc is a bank holding company whose business is conducted by its wholly owned subsidiary. Through the subsidiary, it offers various banking services to individual and corporate customers in Birmingham, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Its various products and service offerings include commercial, consumer, and other loans; accepting deposits; providing electronic banking services, such as online and mobile banking, including remote deposit capture; delivering treasury and cash management services; and providing banking services to other financial institutions. The company operates as a single reportable segment, with a majority of its revenue being derived from the business of banking.
71GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$90.53
Price
$93.84
GF Value