SFBS (Servisfirst Bancshares) Scaled Net Operating Assets: 0.00 (As of Jun. 2026)

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SFBS Servisfirst Bancshares Inc SFBS
71 GF Score
Price $90.53
GF Value $93.84
Valuation Fairly Valued
! 4 Warning Signs
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What is Servisfirst Bancshares Scaled Net Operating Assets?

Servisfirst Bancshares SFBS -0.88% 71 Scaled Net Operating Assets is 0.00 as of Jun. 2026. GuruFocus rates SFBS with a GF Score™ of 71/100 and a GF Value™ of $93.84 (Fairly Valued). The stock has 4 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Servisfirst Bancshares's operating assets for the quarter that ended in Jun. 2026 was $16,416.7 Mil. Servisfirst Bancshares's operating liabilities for the quarter that ended in Jun. 2026 was $16,332.3 Mil. Servisfirst Bancshares's Total Assets for the quarter that ended in Mar. 2026 was $18,171.3 Mil. Therefore, Servisfirst Bancshares's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.00.

SFBS
71GF Score
Servisfirst Bancshares Inc SFBS
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Servisfirst Bancshares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Servisfirst Bancshares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(16605.456-15842.093)/17351.643
=0.04

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=17727.19 - 1121.734
=16605.456

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=15876.843 - 34.75 - 0
=15842.093

Servisfirst Bancshares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(16416.738-16332.33)/18171.287
=0.00

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=18345.498 - 1928.76
=16416.738

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=16367.08 - 34.75 - 0
=16332.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.00 mean?
Servisfirst Bancshares (SFBS) has a Scaled Net Operating Assets of 0.00 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Servisfirst Bancshares and its competitors.
Is Servisfirst Bancshares' Scaled Net Operating Assets too high?
Servisfirst Bancshares' current Scaled Net Operating Assets is 0.00. Overall, Servisfirst Bancshares has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Servisfirst Bancshares' Scaled Net Operating Assets compare to IBOC and FULT?
Servisfirst Bancshares' Scaled Net Operating Assets of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Servisfirst Bancshares and its competitors. Servisfirst Bancshares's current Scaled Net Operating Assets is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Servisfirst Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Servisfirst Bancshares (SFBS) is currently considered Fairly Valued. The stock's GF Value™ is $93.84, compared to a current price of $90.53 — trading 3.5% below its estimated fair value. The current Scaled Net Operating Assets is 0.00. Servisfirst Bancshares' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Servisfirst Bancshares (SFBS), the current Scaled Net Operating Assets is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Servisfirst Bancshares (SFBS) Overvalued in 2026?

Based on GuruFocus' analysis, Servisfirst Bancshares stock appears to be undervalued. The current stock price of $90.53 is trading 3.5% below its estimated GF Value™ of $93.84. GuruFocus considers Servisfirst Bancshares to be Fairly Valued.

Key valuation signals for SFBS:

  • Scaled Net Operating Assets: 0.00
  • GF Value™: $93.84 vs. price of $90.53 (3.5% below fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the SFBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Servisfirst Bancshares Business Description

Address 2500 Woodcrest Place, Birmingham, AL, USA, 35209
Servisfirst Bancshares Inc is a bank holding company whose business is conducted by its wholly owned subsidiary. Through the subsidiary, it offers various banking services to individual and corporate customers in Birmingham, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Its various products and service offerings include commercial, consumer, and other loans; accepting deposits; providing electronic banking services, such as online and mobile banking, including remote deposit capture; delivering treasury and cash management services; and providing banking services to other financial institutions. The company operates as a single reportable segment, with a majority of its revenue being derived from the business of banking.
71GF Score

Get the complete analysis for SFBS

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$90.53
Price
$93.84
GF Value