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Servisfirst BancsharesSFBS -0.88%71 OCF Margin % is 96.78% as of Jun. 2026, which is 82% above its 10-year median of 53.08. GuruFocus rates SFBS with a GF Score™ of 71/100 and a GF Value™ of $93.79 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,498 Banks companies, Servisfirst Bancshares ranks better than 80.17% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Servisfirst Bancshares's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Servisfirst Bancshares OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Servisfirst Bancshares's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Servisfirst Bancshares's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Servisfirst Bancshares (SFBS) has a OCF Margin % of 96.78% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Servisfirst Bancshares and its competitors. This is 82% above median its historical median of 53.08. Over the past decade, Servisfirst Bancshares' OCF Margin % has ranged from 46.26 to 65.66. According to the industry distribution chart, Servisfirst Bancshares ranks #297 out of 1498 companies in the Banks industry, placing it in the top 19.8%.
Is Servisfirst Bancshares' OCF Margin % too high?
Servisfirst Bancshares' current OCF Margin % of 96.78% is 82% above median its 10-year median of 53.08. Over the past 10 years, this metric has ranged from a low of 46.26 to a high of 65.66. The Banks industry median OCF Margin % is 30.19. Servisfirst Bancshares' value of 96.78% is 220.6% above this industry median. Based on the distribution chart, Servisfirst Bancshares ranks #297 out of 1498 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Servisfirst Bancshares has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Servisfirst Bancshares' OCF Margin % compare to IBOC and FULT?
According to the Banks industry distribution chart, Servisfirst Bancshares ranks #297 out of 1498 companies for OCF Margin %. This places Servisfirst Bancshares in the top 20% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 30.19. Servisfirst Bancshares' value of 96.78% is 220.6% above this benchmark. Historically, Servisfirst Bancshares' own OCF Margin % has ranged from 46.26 to 65.66 over the past decade. While the company's 10-year median is 53.08 vs. the industry median of 30.19, Servisfirst Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.19, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Servisfirst Bancshares's current OCF Margin % of 96.78% is 220.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Servisfirst Bancshares and its competitors. For the Banks industry, the median OCF Margin % is 30.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Servisfirst Bancshares's current OCF Margin % is 96.78%, which is 82% above median its own 10-year median of 53.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Servisfirst Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Servisfirst Bancshares (SFBS) is currently considered Fairly Valued. The stock's GF Value™ is $93.79, compared to a current price of $90.53 — trading 3.5% below its estimated fair value. The current OCF Margin % is 96.78%, which is 82% above median its 10-year median of 53.08 and 220.6% above the Banks industry median of 30.19. Servisfirst Bancshares' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Servisfirst Bancshares (SFBS), the current OCF Margin % is 96.78% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Servisfirst Bancshares (SFBS) Overvalued in 2026?
Based on GuruFocus' analysis, Servisfirst Bancshares stock appears to be undervalued.
The current stock price of $90.53 is trading 3.5% below its estimated GF Value™ of $93.79.
GuruFocus considers Servisfirst Bancshares to be Fairly Valued.
Key valuation signals for SFBS:
OCF Margin %: 96.78% (82% above median its 10-year median of 53.08)
GF Value™: $93.79 vs. price of $90.53 (3.5% below fair value)
Industry Position: 220.6% above the Banks median (#297 of 1498)
No single metric tells the full story. See the SFBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Servisfirst Bancshares Inc is a bank holding company whose business is conducted by its wholly owned subsidiary. Through the subsidiary, it offers various banking services to individual and corporate customers in Birmingham, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia. Its various products and service offerings include commercial, consumer, and other loans; accepting deposits; providing electronic banking services, such as online and mobile banking, including remote deposit capture; delivering treasury and cash management services; and providing banking services to other financial institutions. The company operates as a single reportable segment, with a majority of its revenue being derived from the business of banking.
71GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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