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Orient Commercial JSCSTC:OCB 70 EV-to-FCF is 4.18 as of Aug. 15, 2026, which is 54% above its 10-year median of 2.71. GuruFocus rates STC:OCB with a GF Score™ of 70/100 and a GF Value™ of ₫11,799.22 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,180 Banks companies, Orient Commercial JSC ranks better than 62.71% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Orient Commercial JSC's Enterprise Value is ₫47,914,085 Mil.
Orient Commercial JSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ₫11,452,484 Mil. Therefore, Orient Commercial JSC's EV-to-FCF for today is 4.18.
The historical rank and industry rank for Orient Commercial JSC's EV-to-FCF or its related term are showing as below:
STC:OCB'
s EV-to-FCF Range Over the Past 10 Years
Min: -18.72 Med: 2.71 Max: 54.51
Current: 4.14
During the past 7 years, the highest EV-to-FCF of Orient Commercial JSC was 54.51. The lowest was -18.72. And the median was 2.71.
STC:OCB's EV-to-FCF is ranked better than 62.71% of 1180
companies
in the Banks industry
Industry Median: 7.235
vs STC:OCB: 4.14
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Orient Commercial JSC's PE Ratio (TTM) for today is calculated as:
Orient Commercial JSC's share price for today is ₫11000.00.
Orient Commercial JSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫1459.939.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Orient Commercial JSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Orient Commercial JSC EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Orient Commercial JSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Orient Commercial JSC's EV-to-FCF falls into.
Orient Commercial JSC's current Enterprise Value is ₫47,914,085 Mil.
Orient Commercial JSC's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫11,452,484 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Orient Commercial JSC (STC:OCB) has a EV-to-FCF of 4.18 as of Aug. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Orient Commercial JSC and its competitors. This is 54% above median its historical median of 2.71. According to the industry distribution chart, Orient Commercial JSC ranks #440 out of 1180 companies in the Banks industry, placing it in the top 37.3%.
Is Orient Commercial JSC's EV-to-FCF too high?
Orient Commercial JSC's current EV-to-FCF of 4.18 is 54% above median its 10-year median of 2.71. The Banks industry median EV-to-FCF is 7.24. Orient Commercial JSC's value of 4.18 is 42.2% below this industry median. Based on the distribution chart, Orient Commercial JSC ranks #440 out of 1180 companies in the Banks industry, which is above the industry midpoint. Overall, Orient Commercial JSC has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Orient Commercial JSC's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Orient Commercial JSC ranks #440 out of 1180 companies for EV-to-FCF. This puts Orient Commercial JSC in the upper half of its industry. The industry median EV-to-FCF is 7.24. Orient Commercial JSC's value of 4.18 is 42.2% below this benchmark. While the company's 10-year median is 2.71 vs. the industry median of 7.24, Orient Commercial JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.24, based on 1,180 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Orient Commercial JSC's current EV-to-FCF of 4.18 is 42.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Orient Commercial JSC and its competitors. For the Banks industry, the median EV-to-FCF is 7.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Orient Commercial JSC's current EV-to-FCF is 4.18, which is 54% above median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Orient Commercial JSC stock overvalued right now?
Based on GuruFocus' analysis, Orient Commercial JSC (STC:OCB) is currently considered Fairly Valued. The stock's GF Value™ is ₫11,799.22, compared to a current price of ₫11,000.00 — trading 6.8% below its estimated fair value. The current EV-to-FCF is 4.18, which is 54% above median its 10-year median of 2.71 and 42.2% below the Banks industry median of 7.24. Orient Commercial JSC's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Orient Commercial JSC (STC:OCB), the current EV-to-FCF is 4.18 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Orient Commercial JSC (STC:OCB) Overvalued in 2026?
Based on GuruFocus' analysis, Orient Commercial JSC stock appears to be undervalued.
The current stock price of ₫11,000.00 is trading 6.8% below its estimated GF Value™ of ₫11,799.22.
GuruFocus considers Orient Commercial JSC to be Fairly Valued.
Key valuation signals for STC:OCB:
EV-to-FCF: 4.18 (54% above median its 10-year median of 2.71)
GF Value™: ₫11,799.22 vs. price of ₫11,000.00 (6.8% below fair value)
Industry Position: 42.2% below the Banks median (#440 of 1180)
No single metric tells the full story. See the STC:OCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Orient Commercial JSC is a commercial bank in Vietnam. The bank provides deposit facility, loans, insurance services, money transfer services, corporate banking services, and other related services.
70GF Score
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