TBBC (Triad Business Bank) EV-to-FCF: (As of Sep. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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TBBC Triad Business Bank TBBC
65 GF Score
Price $6.55
GF Value $5.41
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Triad Business Bank EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Triad Business Bank's Enterprise Value is $36.06 Mil. Triad Business Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil. Therefore, Triad Business Bank's EV-to-FCF for today is .

The historical rank and industry rank for Triad Business Bank's EV-to-FCF or its related term are showing as below:

TBBC' s EV-to-FCF Range Over the Past 10 Years
Min: -15.22   Med: 14.34   Max: 111.88
Current: 13.22

During the past 6 years, the highest EV-to-FCF of Triad Business Bank was 111.88. The lowest was -15.22. And the median was 14.34.

TBBC's EV-to-FCF is ranked worse than
70.82% of 1179 companies
in the Banks industry
Industry Median: 7.33 vs TBBC: 13.22

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-17), Triad Business Bank's stock price is $6.55. Triad Business Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.180. Therefore, Triad Business Bank's PE Ratio (TTM) for today is 36.39.

Triad Business Bank  (OTCPK:TBBC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Triad Business Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=6.55/0.180
=36.39

Triad Business Bank's share price for today is $6.55.
Triad Business Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.180.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.

Triad Business Bank EV-to-FCF Related Terms

Triad Business Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Triad Business Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triad Business Bank EV-to-FCF Chart

Triad Business Bank Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial 110.78 23.53 -32.08 95.34 20.30

Triad Business Bank Quarterly Data
Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
EV-to-FCF Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.00

TBBC vs PNBI, FGFI, BKFL: EV-to-FCF Comparison

For the Banks - Regional subindustry, Triad Business Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Triad Business Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Triad Business Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Triad Business Bank's EV-to-FCF falls into.


TBBC
65GF Score
Triad Business Bank TBBC
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Triad Business Bank EV-to-FCF Calculation

Triad Business Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=36.063/0
=

Triad Business Bank's current Enterprise Value is $36.06 Mil.
Triad Business Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Triad Business Bank (TBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Triad Business Bank stock appears to be overvalued. The current stock price of $6.55 is trading 21.1% above its estimated GF Value™ of $5.41. GuruFocus considers Triad Business Bank to be Modestly Overvalued.

Key valuation signals for TBBC:

  • EV-to-FCF:
  • GF Value™: $5.41 vs. price of $6.55 (21.1% above fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the TBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Triad Business Bank Business Description

Address 1501 Highwoods Boulevard, Suite 103, Greensboro, NC, USA, 27410
Triad Business Bank is engaged in the provision of financial products and services operating through its banking offices in the Triad region of North Carolina, USA. It offers a range of private banking, commercial banking, and treasury solutions, which include products and services like checking accounts, debit cards and online services, loans, money market accounts, and cash management solutions, among others.
65GF Score

Get the complete analysis for TBBC

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.55
Price
$5.41
GF Value