TBBC (Triad Business Bank) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TBBC Triad Business Bank TBBC
67 GF Score
Price $6.51
GF Value $5.43
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Triad Business Bank ROC (Joel Greenblatt) %?

Triad Business Bank TBBC 67 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates TBBC with a GF Score™ of 67/100 and a GF Value™ of $5.43 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 46 Banks companies, Triad Business Bank ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

TBBC
67GF Score
Triad Business Bank TBBC
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Triad Business Bank (TBBC) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Triad Business Bank and its competitors. According to the industry distribution chart, Triad Business Bank ranks #999999 out of 46 companies in the Banks industry.
Is Triad Business Bank's ROC (Joel Greenblatt) % too high?
Triad Business Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Triad Business Bank ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Triad Business Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Triad Business Bank's ROC (Joel Greenblatt) % compare to DENI and FGFI?
According to the Banks industry distribution chart, Triad Business Bank ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Triad Business Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Triad Business Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Business Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Triad Business Bank (TBBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $5.43, compared to a current price of $6.51 — trading 19.9% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Triad Business Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Triad Business Bank (TBBC), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Triad Business Bank (TBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Triad Business Bank stock appears to be overvalued. The current stock price of $6.51 is trading 19.9% above its estimated GF Value™ of $5.43. GuruFocus considers Triad Business Bank to be Modestly Overvalued.

Key valuation signals for TBBC:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $5.43 vs. price of $6.51 (19.9% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the TBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Triad Business Bank Business Description

Address 1501 Highwoods Boulevard, Suite 103, Greensboro, NC, USA, 27410
Triad Business Bank is engaged in the provision of financial products and services operating through its banking offices in the Triad region of North Carolina, USA. It offers a range of private banking, commercial banking, and treasury solutions, which include products and services like checking accounts, debit cards and online services, loans, money market accounts, and cash management solutions, among others.
67GF Score

Get the complete analysis for TBBC

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.51
Price
$5.43
GF Value