TBBC (Triad Business Bank) FCF Yield %: 5.20 (As of Aug. 02, 2026) — 812% Above Median

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TBBC Triad Business Bank TBBC
67 GF Score
Price $6.51
GF Value $5.43
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Triad Business Bank FCF Yield %?

Triad Business Bank TBBC 67 FCF Yield % is 5.20 as of Aug. 02, 2026, which is 812% above its 10-year median of 0.57. GuruFocus rates TBBC with a GF Score™ of 67/100 and a GF Value™ of $5.43 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Triad Business Bank ranks worse than 61.72% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Triad Business Bank's Trailing 12-Month Free Cash Flow is $2.73 Mil, and Market Cap is $52.44 Mil. Therefore, Triad Business Bank's FCF Yield % for today is 5.20%.

The historical rank and industry rank for Triad Business Bank's FCF Yield % or its related term are showing as below:

TBBC' s FCF Yield % Range Over the Past 10 Years
Min: -8.02   Med: 0.57   Max: 7.07
Current: 5.2


During the past 6 years, the highest FCF Yield % of Triad Business Bank was 7.07%. The lowest was -8.02%. And the median was 0.57%.

TBBC's FCF Yield % is ranked worse than
61.72% of 1502 companies
in the Banks industry
Industry Median: 7.915 vs TBBC: 5.20

Triad Business Bank's FCF Margin % for the quarter that ended in Dec. 2025 was 20.68%.


Triad Business Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Triad Business Bank FCF Yield % Related Terms


Triad Business Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Triad Business Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triad Business Bank FCF Yield % Chart

Triad Business Bank Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial 0.45 4.67 -3.51 1.36 5.69

Triad Business Bank Semi-Annual Data
Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield % Get a 7-Day Free Trial 0.45 4.67 -3.51 1.36 5.69

TBBC vs DENI, FGFI, WSSH: FCF Yield % Comparison

For the Banks - Regional subindustry, Triad Business Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Triad Business Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Triad Business Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Triad Business Bank's FCF Yield % falls into.


TBBC
67GF Score
Triad Business Bank TBBC
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Triad Business Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Triad Business Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=2.727 / 47.92725
=5.69%

Triad Business Bank's annualized FCF Yield % for the quarter that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=2.727 * 1 / 47.92725
=5.69%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 5.20 mean?
Triad Business Bank (TBBC) has a FCF Yield % of 5.20 as of Aug. 02, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Triad Business Bank and its competitors. This is 812% above median its historical median of 0.57. According to the industry distribution chart, Triad Business Bank ranks #927 out of 1502 companies in the Banks industry, placing it in the top 61.7%.
Is Triad Business Bank's FCF Yield % too high?
Triad Business Bank's current FCF Yield % of 5.20 is 812% above median its 10-year median of 0.57. The Banks industry median FCF Yield % is 7.92. Triad Business Bank's value of 5.20 is 34.3% below this industry median. Based on the distribution chart, Triad Business Bank ranks #927 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Triad Business Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Triad Business Bank's FCF Yield % compare to DENI and FGFI?
According to the Banks industry distribution chart, Triad Business Bank ranks #927 out of 1502 companies for FCF Yield %. This places Triad Business Bank in the lower half of its industry. The industry median FCF Yield % is 7.92. Triad Business Bank's value of 5.20 is 34.3% below this benchmark. While the company's 10-year median is 0.57 vs. the industry median of 7.92, Triad Business Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 7.92, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Triad Business Bank's current FCF Yield % of 5.20 is 34.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Triad Business Bank and its competitors. For the Banks industry, the median FCF Yield % is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Triad Business Bank's current FCF Yield % is 5.20, which is 812% above median its own 10-year median of 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Triad Business Bank (TBBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $5.43, compared to a current price of $6.51 — trading 19.9% above its estimated fair value. The current FCF Yield % is 5.20, which is 812% above median its 10-year median of 0.57 and 34.3% below the Banks industry median of 7.92. Triad Business Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Triad Business Bank (TBBC), the current FCF Yield % is 5.20 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Triad Business Bank (TBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Triad Business Bank stock appears to be overvalued. The current stock price of $6.51 is trading 19.9% above its estimated GF Value™ of $5.43. GuruFocus considers Triad Business Bank to be Modestly Overvalued.

Key valuation signals for TBBC:

  • FCF Yield %: 5.20 (812% above median its 10-year median of 0.57)
  • GF Value™: $5.43 vs. price of $6.51 (19.9% above fair value)
  • GF Score™: 67/100 with 2 warning signs
  • Industry Position: 34.3% below the Banks median (#927 of 1502)

No single metric tells the full story. See the TBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Triad Business Bank Business Description

Address 1501 Highwoods Boulevard, Suite 103, Greensboro, NC, USA, 27410
Triad Business Bank is engaged in the provision of financial products and services operating through its banking offices in the Triad region of North Carolina, USA. It offers a range of private banking, commercial banking, and treasury solutions, which include products and services like checking accounts, debit cards and online services, loans, money market accounts, and cash management solutions, among others.
67GF Score

Get the complete analysis for TBBC

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.51
Price
$5.43
GF Value