TBBC (Triad Business Bank) ROE % Adjusted to Book Value: 3.16% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TBBC Triad Business Bank TBBC
67 GF Score
Price $6.51
GF Value $5.43
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Triad Business Bank ROE % Adjusted to Book Value?

Triad Business Bank TBBC 67 ROE % Adjusted to Book Value is 3.16% as of Dec. 2025. GuruFocus rates TBBC with a GF Score™ of 67/100 and a GF Value™ of $5.43 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Triad Business Bank's ROE % for the quarter that ended in Dec. 2025 was 3.00%. Triad Business Bank's PB Ratio for the quarter that ended in Dec. 2025 was 0.95. Triad Business Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 3.16%.


Triad Business Bank ROE % Adjusted to Book Value Related Terms


Triad Business Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Triad Business Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Triad Business Bank ROE % Adjusted to Book Value Chart

Triad Business Bank Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial -2.50 -0.45 -9.63 -10.99 3.16

Triad Business Bank Semi-Annual Data
Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial -2.50 -0.45 -9.63 -10.99 3.16

TBBC vs DENI, FGFI, WSSH: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Triad Business Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Triad Business Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Triad Business Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Triad Business Bank's ROE % Adjusted to Book Value falls into.


TBBC
67GF Score
Triad Business Bank TBBC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Triad Business Bank ROE % Adjusted to Book Value Calculation

Triad Business Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.00% / 0.95
=3.16%

Triad Business Bank's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.00% / 0.95
=3.16%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 3.16% mean?
Triad Business Bank (TBBC) has a ROE % Adjusted to Book Value of 3.16% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Triad Business Bank and its competitors.
Is Triad Business Bank's ROE % Adjusted to Book Value too high?
Triad Business Bank's current ROE % Adjusted to Book Value is 3.16%. Overall, Triad Business Bank has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Triad Business Bank's ROE % Adjusted to Book Value compare to DENI and FGFI?
Triad Business Bank's ROE % Adjusted to Book Value of 3.16% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Triad Business Bank and its competitors. Triad Business Bank's current ROE % Adjusted to Book Value is 3.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Triad Business Bank stock overvalued right now?
Based on GuruFocus' analysis, Triad Business Bank (TBBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $5.43, compared to a current price of $6.51 — trading 19.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 3.16%. Triad Business Bank's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Triad Business Bank (TBBC), the current ROE % Adjusted to Book Value is 3.16% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Triad Business Bank (TBBC) Overvalued in 2026?

Based on GuruFocus' analysis, Triad Business Bank stock appears to be overvalued. The current stock price of $6.51 is trading 19.9% above its estimated GF Value™ of $5.43. GuruFocus considers Triad Business Bank to be Modestly Overvalued.

Key valuation signals for TBBC:

  • ROE % Adjusted to Book Value: 3.16%
  • GF Value™: $5.43 vs. price of $6.51 (19.9% above fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the TBBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Triad Business Bank Business Description

Address 1501 Highwoods Boulevard, Suite 103, Greensboro, NC, USA, 27410
Triad Business Bank is engaged in the provision of financial products and services operating through its banking offices in the Triad region of North Carolina, USA. It offers a range of private banking, commercial banking, and treasury solutions, which include products and services like checking accounts, debit cards and online services, loans, money market accounts, and cash management solutions, among others.
67GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.51
Price
$5.43
GF Value