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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, United Bancorp Of Alabama's Enterprise Value is $216.37 Mil.
United Bancorp Of Alabama's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, United Bancorp Of Alabama's EV-to-FCF for today is .
The historical rank and industry rank for United Bancorp Of Alabama's EV-to-FCF or its related term are showing as below:
UBAB'
s EV-to-FCF Range Over the Past 10 Years
Min: -105.47 Med: 14.42 Max: 27.87
Current: 7.35
During the past 13 years, the highest EV-to-FCF of United Bancorp Of Alabama was 27.87. The lowest was -105.47. And the median was 14.42.
UBAB's EV-to-FCF is ranked worse than 50.38% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs UBAB: 7.35
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
United Bancorp Of Alabama (OTCPK:UBAB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
United Bancorp Of Alabama's PE Ratio (TTM) for today is calculated as:
United Bancorp Of Alabama's share price for today is $60.05.
United Bancorp Of Alabama's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.600.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
United Bancorp Of Alabama EV-to-FCF Related Terms
United Bancorp Of Alabama EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, United Bancorp Of Alabama's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
United Bancorp Of Alabama EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, United Bancorp Of Alabama's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where United Bancorp Of Alabama's EV-to-FCF falls into.
United Bancorp Of Alabama's current Enterprise Value is $216.37 Mil.
United Bancorp Of Alabama's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is United Bancorp Of Alabama (UBAB) Overvalued in 2026?
Based on GuruFocus' analysis, United Bancorp Of Alabama stock appears to be overvalued.
The current stock price of $60.05 is trading 11.8% above its estimated GF Value™ of $53.70.
GuruFocus considers United Bancorp Of Alabama to be Modestly Overvalued.
Key valuation signals for UBAB:
EV-to-FCF:
GF Value™: $53.70 vs. price of $60.05 (11.8% above fair value)
No single metric tells the full story. See the UBAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
United Bancorp Of Alabama Inc is a bank holding company that offers range of banking services in its primary market areas of Baldwin, Escambia, Monroe, Mobile and Jefferson Counties, Alabama, and Santa Rosa County, Florida. The company has the following loan segments: Real Estate, Agricultural and Commercial, Consumer, State and Political Subdivisions, and Other Loans.
77GF Score
Get the complete analysis for UBAB
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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