URSB (URSB Bancorp) EV-to-FCF: (As of Sep. 12, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
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URSB URSB Bancorp Inc URSB
8 GF Score
Price $12.59
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What is URSB Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, URSB Bancorp's Enterprise Value is $69.42 Mil. URSB Bancorp does not have enough years/quarters to calculate its Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026. Therefore, GuruFocus does not calculate URSB Bancorp's EV-to-FCF at this moment.

The historical rank and industry rank for URSB Bancorp's EV-to-FCF or its related term are showing as below:

URSB' s EV-to-FCF Range Over the Past 10 Years
Min: 39.35   Med: 39.5   Max: 54.49
Current: 54.49

During the past 0 years, the highest EV-to-FCF of URSB Bancorp was 54.49. The lowest was 39.35. And the median was 39.50.

URSB's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 7.14 vs URSB: 54.49

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-12), URSB Bancorp's stock price is $12.59. URSB Bancorp does not have enough years/quarters to calculate its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026. Therefore, GuruFocus does not calculate URSB Bancorp's PE Ratio (TTM) at this moment.

URSB Bancorp  (OTCPK:URSB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

URSB Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=12.59/
=

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.

URSB Bancorp EV-to-FCF Related Terms

URSB Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for URSB Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

URSB Bancorp EV-to-FCF Chart

URSB Bancorp Annual Data
Trend
EV-to-FCF

URSB Bancorp Quarterly Data
Mar25 Jun25 Mar26 Jun26
EV-to-FCF 0.00 0.00 0.00 0.00

URSB vs : EV-to-FCF Comparison

For the Banks - Regional subindustry, URSB Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

URSB Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, URSB Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where URSB Bancorp's EV-to-FCF falls into.


URSB
8GF Score
URSB Bancorp Inc URSB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
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URSB Bancorp EV-to-FCF Calculation

URSB Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=69.417/
=

URSB Bancorp Business Description

Comparable Companies
Address 11-15 Cooke Avenue, Carteret, NJ, USA, 07008
URSB Bancorp Inc is a bank holding company. Its Products are Checking, Savings, Certificates of Deposit, Retirement Accounts, Personal Lending, Business, Business Lending, and Credit Cards. The group's services are Local Discount Network, BaZing Benefits, ClickSwitch, Discover Debit, E-Statements, Card Hub, Safe Deposit Boxes, Merchant Services, and Remote Deposits.
8GF Score

Get the complete analysis for URSB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.59
Price