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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Agriculture Development Bank's Enterprise Value is NPR31,044 Mil.
Agriculture Development Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR20,581 Mil. Therefore, Agriculture Development Bank's EV-to-FCF for today is 1.51.
The historical rank and industry rank for Agriculture Development Bank's EV-to-FCF or its related term are showing as below:
XNEP:ADBL'
s EV-to-FCF Range Over the Past 10 Years
Min: -170.41 Med: 3.04 Max: 59.98
Current: 1.45
During the past 13 years, the highest EV-to-FCF of Agriculture Development Bank was 59.98. The lowest was -170.41. And the median was 3.04.
XNEP:ADBL's EV-to-FCF is ranked better than 74.41% of 1192
companies
in the Banks industry
Industry Median: 6.68
vs XNEP:ADBL: 1.45
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Agriculture Development Bank (XNEP:ADBL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Agriculture Development Bank's PE Ratio (TTM) for today is calculated as:
Agriculture Development Bank's share price for today is NPR317.00.
Agriculture Development Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR53.523.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Agriculture Development Bank EV-to-FCF Related Terms
Agriculture Development Bank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agriculture Development Bank EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Agriculture Development Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agriculture Development Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Agriculture Development Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Agriculture Development Bank's EV-to-FCF falls into.
Agriculture Development Bank's current Enterprise Value is NPR31,044 Mil.
Agriculture Development Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR20,581 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Agriculture Development Bank (XNEP:ADBL) has a EV-to-FCF of 1.51 as of Jul. 24, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Agriculture Development Bank and its competitors. This is 50% below median its historical median of 3.04. According to the industry distribution chart, Agriculture Development Bank ranks #305 out of 1192 companies in the Banks industry, placing it in the top 25.6%.
Is Agriculture Development Bank's EV-to-FCF too high?
Agriculture Development Bank's current EV-to-FCF of 1.51 is 50% below median its 10-year median of 3.04. The Banks industry median EV-to-FCF is 6.68. Agriculture Development Bank's value of 1.51 is 77.4% below this industry median. Based on the distribution chart, Agriculture Development Bank ranks #305 out of 1192 companies in the Banks industry, which is above the industry midpoint. Overall, Agriculture Development Bank has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agriculture Development Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Agriculture Development Bank ranks #305 out of 1192 companies for EV-to-FCF. This puts Agriculture Development Bank in the upper half of its industry. The industry median EV-to-FCF is 6.68. Agriculture Development Bank's value of 1.51 is 77.4% below this benchmark. While the company's 10-year median is 3.04 vs. the industry median of 6.68, Agriculture Development Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.68, based on 1,192 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agriculture Development Bank's current EV-to-FCF of 1.51 is 77.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Agriculture Development Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agriculture Development Bank's current EV-to-FCF is 1.51, which is 50% below median its own 10-year median of 3.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agriculture Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agriculture Development Bank (XNEP:ADBL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR670.54, compared to a current price of NPR317.00 — trading 52.7% below its estimated fair value. The current EV-to-FCF is 1.51, which is 50% below median its 10-year median of 3.04 and 77.4% below the Banks industry median of 6.68. Agriculture Development Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Agriculture Development Bank (XNEP:ADBL), the current EV-to-FCF is 1.51 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agriculture Development Bank (XNEP:ADBL) Overvalued in 2026?
Based on GuruFocus' analysis, Agriculture Development Bank stock appears to be undervalued.
The current stock price of NPR317.00 is trading 52.7% below its estimated GF Value™ of NPR670.54.
GuruFocus considers Agriculture Development Bank to be Significantly Undervalued.
Key valuation signals for XNEP:ADBL:
EV-to-FCF: 1.51 (50% below median its 10-year median of 3.04)
GF Value™: NPR670.54 vs. price of NPR317.00 (52.7% below fair value)
Industry Position: 77.4% below the Banks median (#305 of 1192)
No single metric tells the full story. See the XNEP:ADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agriculture Development Bank Ltd is engaged in banking products and services. The company provides institutional credit for the agricultural sector in Nepal. It also offers fixed deposit accounts, savings accounts, Ba-Ama savings accounts, auto loans, education loans, residential loans, home loans and remittance services.
56GF Score
Get the complete analysis for XNEP:ADBL
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