Agriculture Development Bank (XNEP:ADBL) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:ADBL Agriculture Development Bank Ltd XNEP:ADBL
62 GF Score
Price NPR309.00
GF Value NPR669.96
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Agriculture Development Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-20), Agriculture Development Bank's Predictability Rank is 1.5-Stars. Agriculture Development Bank's intrinsic value calculated from the Discounted Dividend model is NPR617.69 and current share price is NPR309.00. Consequently,

Agriculture Development Bank's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

Agriculture Development Bank Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Agriculture Development Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Agriculture Development Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Agriculture Development Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Agriculture Development Bank's Margin of Safety % (DCF Dividends Based) falls into.


XNEP:ADBL
62GF Score
Agriculture Development Bank Ltd XNEP:ADBL
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Agriculture Development Bank Margin of Safety % (DCF Dividends Based) Calculation

Agriculture Development Bank's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-309.00)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Agriculture Development Bank (XNEP:ADBL) Overvalued in 2026?

Based on GuruFocus' analysis, Agriculture Development Bank stock appears to be undervalued. The current stock price of NPR309.00 is trading 53.9% below its estimated GF Value™ of NPR669.96. GuruFocus considers Agriculture Development Bank to be Significantly Undervalued.

Key valuation signals for XNEP:ADBL:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: NPR669.96 vs. price of NPR309.00 (53.9% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the XNEP:ADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Agriculture Development Bank Business Description

Address Ramshah Path, Kathmandu, NPL
Agriculture Development Bank Ltd is engaged in banking products and services. The company provides institutional credit for the agricultural sector in Nepal. It also offers fixed deposit accounts, savings accounts, Ba-Ama savings accounts, auto loans, education loans, residential loans, home loans and remittance services.
62GF Score

Get the complete analysis for XNEP:ADBL

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR309.00
Price
NPR669.96
GF Value