Agriculture Development Bank (XNEP:ADBL) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:ADBL Agriculture Development Bank Ltd XNEP:ADBL
62 GF Score
Price NPR309.00
GF Value NPR669.81
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Agriculture Development Bank Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

XNEP:ADBL
62GF Score
Agriculture Development Bank Ltd XNEP:ADBL
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Agriculture Development Bank (XNEP:ADBL) Overvalued in 2026?

Based on GuruFocus' analysis, Agriculture Development Bank stock appears to be undervalued. The current stock price of NPR309.00 is trading 53.9% below its estimated GF Value™ of NPR669.81. GuruFocus considers Agriculture Development Bank to be Significantly Undervalued.

Key valuation signals for XNEP:ADBL:

  • Altman Z2-Score:
  • GF Value™: NPR669.81 vs. price of NPR309.00 (53.9% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the XNEP:ADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agriculture Development Bank Business Description

Address Ramshah Path, Kathmandu, NPL
Agriculture Development Bank Ltd is engaged in banking products and services. The company provides institutional credit for the agricultural sector in Nepal. It also offers fixed deposit accounts, savings accounts, Ba-Ama savings accounts, auto loans, education loans, residential loans, home loans and remittance services.
62GF Score

Get the complete analysis for XNEP:ADBL

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR309.00
Price
NPR669.81
GF Value