Agriculture Development Bank (XNEP:ADBL) PEG Ratio: 0.77 (As of Jul. 22, 2026) — 59% Below Median

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XNEP:ADBL Agriculture Development Bank Ltd XNEP:ADBL
56 GF Score
Price NPR314.00
GF Value NPR670.25
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Agriculture Development Bank PEG Ratio?

Agriculture Development Bank XNEP:ADBL +0.38% 56 PEG Ratio is 0.77 as of Jul. 22, 2026, which is 59% below its 10-year median of 1.87. GuruFocus rates XNEP:ADBL with a GF Score™ of 56/100 and a GF Value™ of NPR670.25 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,227 Banks companies, Agriculture Development Bank ranks better than 77.75% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Agriculture Development Bank's PE Ratio without NRI is 5.87. Agriculture Development Bank's 5-Year Book Value growth rate is 7.60%. Therefore, Agriculture Development Bank's PEG Ratio for today is 0.77.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Agriculture Development Bank's PEG Ratio or its related term are showing as below:

XNEP:ADBL' s PEG Ratio Range Over the Past 10 Years
Min: 0.3   Med: 1.87   Max: 29.77
Current: 0.77


During the past 13 years, Agriculture Development Bank's highest PEG Ratio was 29.77. The lowest was 0.30. And the median was 1.87.


XNEP:ADBL's PEG Ratio is ranked better than
77.75% of 1227 companies
in the Banks industry
Industry Median: 1.55 vs XNEP:ADBL: 0.77

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Agriculture Development Bank  (XNEP:ADBL) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Agriculture Development Bank PEG Ratio Related Terms


Agriculture Development Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Agriculture Development Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agriculture Development Bank PEG Ratio Chart

Agriculture Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 10.42 5.51 2.63

Agriculture Development Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.08 2.63 1.24 0.45 0.31

Agriculture Development Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Agriculture Development Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agriculture Development Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Agriculture Development Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Agriculture Development Bank's PEG Ratio falls into.


XNEP:ADBL
56GF Score
Agriculture Development Bank Ltd XNEP:ADBL
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agriculture Development Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Agriculture Development Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=5.8666367729761/7.60
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.77 mean?
Agriculture Development Bank (XNEP:ADBL) has a PEG Ratio of 0.77 as of Jul. 22, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Agriculture Development Bank and its competitors. This is 59% below median its historical median of 1.87. Over the past decade, Agriculture Development Bank's PEG Ratio has ranged from 0.30 to 29.77. According to the industry distribution chart, Agriculture Development Bank ranks #273 out of 1227 companies in the Banks industry, placing it in the top 22.2%.
Is Agriculture Development Bank's PEG Ratio too high?
Agriculture Development Bank's current PEG Ratio of 0.77 is 59% below median its 10-year median of 1.87. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 29.77. The Banks industry median PEG Ratio is 1.55. Agriculture Development Bank's value of 0.77 is 50.3% below this industry median. Based on the distribution chart, Agriculture Development Bank ranks #273 out of 1227 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Agriculture Development Bank has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agriculture Development Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Agriculture Development Bank ranks #273 out of 1227 companies for PEG Ratio. This places Agriculture Development Bank in the top 22% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.55. Agriculture Development Bank's value of 0.77 is 50.3% below this benchmark. Historically, Agriculture Development Bank's own PEG Ratio has ranged from 0.30 to 29.77 over the past decade. While the company's 10-year median is 1.87 vs. the industry median of 1.55, Agriculture Development Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agriculture Development Bank's current PEG Ratio of 0.77 is 50.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Agriculture Development Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agriculture Development Bank's current PEG Ratio is 0.77, which is 59% below median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agriculture Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agriculture Development Bank (XNEP:ADBL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR670.25, compared to a current price of NPR314.00 — trading 53.2% below its estimated fair value. The current PEG Ratio is 0.77, which is 59% below median its 10-year median of 1.87 and 50.3% below the Banks industry median of 1.55. Agriculture Development Bank's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Agriculture Development Bank (XNEP:ADBL), the current PEG Ratio is 0.77 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agriculture Development Bank (XNEP:ADBL) Overvalued in 2026?

Based on GuruFocus' analysis, Agriculture Development Bank stock appears to be undervalued. The current stock price of NPR314.00 is trading 53.2% below its estimated GF Value™ of NPR670.25. GuruFocus considers Agriculture Development Bank to be Significantly Undervalued.

Key valuation signals for XNEP:ADBL:

  • PEG Ratio: 0.77 (59% below median its 10-year median of 1.87)
  • GF Value™: NPR670.25 vs. price of NPR314.00 (53.2% below fair value)
  • GF Score™: 56/100 with 3 warning signs
  • Industry Position: 50.3% below the Banks median (#273 of 1227)

No single metric tells the full story. See the XNEP:ADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agriculture Development Bank Business Description

Address Ramshah Path, Kathmandu, NPL
Agriculture Development Bank Ltd is engaged in banking products and services. The company provides institutional credit for the agricultural sector in Nepal. It also offers fixed deposit accounts, savings accounts, Ba-Ama savings accounts, auto loans, education loans, residential loans, home loans and remittance services.
56GF Score

Get the complete analysis for XNEP:ADBL

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR314.00
Price
NPR670.25
GF Value