Agriculture Development Bank (XNEP:ADBL) FCF Yield %: 48.22 (As of Jul. 08, 2026) — 226% Above Median


XNEP:ADBL Agriculture Development Bank Ltd XNEP:ADBL
56 GF Score
Price NPR308.00
GF Value NPR668.22
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Agriculture Development Bank FCF Yield %?

Agriculture Development Bank XNEP:ADBL +1.48% 56 FCF Yield % is 48.22 as of Jul. 08, 2026, which is 226% above its 10-year median of 14.77. GuruFocus rates XNEP:ADBL with a GF Score™ of 56/100 and a GF Value™ of NPR668.22 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,503 Banks companies, Agriculture Development Bank ranks better than 87.29% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Agriculture Development Bank's Trailing 12-Month Free Cash Flow is NPR20,581 Mil, and Market Cap is NPR42,674 Mil. Therefore, Agriculture Development Bank's FCF Yield % for today is 48.22%.

The historical rank and industry rank for Agriculture Development Bank's FCF Yield % or its related term are showing as below:

XNEP:ADBL' s FCF Yield % Range Over the Past 10 Years
Min: -25.49   Med: 14.77   Max: 194.42
Current: 48.22


During the past 13 years, the highest FCF Yield % of Agriculture Development Bank was 194.42%. The lowest was -25.49%. And the median was 14.77%.

XNEP:ADBL's FCF Yield % is ranked better than
87.29% of 1503 companies
in the Banks industry
Industry Median: 8.11 vs XNEP:ADBL: 48.22

Agriculture Development Bank's FCF Margin % for the quarter that ended in Apr. 2026 was 0.00%.


Agriculture Development Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Agriculture Development Bank FCF Yield % Related Terms


Agriculture Development Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for Agriculture Development Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agriculture Development Bank FCF Yield % Chart

Agriculture Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.05 -3.69 40.56 26.04 60.53

Agriculture Development Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 59.88 128.28 0.00 0.00 0.00

Agriculture Development Bank FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Agriculture Development Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agriculture Development Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Agriculture Development Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Agriculture Development Bank's FCF Yield % falls into.


XNEP:ADBL
56GF Score
Agriculture Development Bank Ltd XNEP:ADBL
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Agriculture Development Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Agriculture Development Bank's FCF Yield % for the fiscal year that ended in Jul. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=27858.485 / 46024.20336
=60.53%

Agriculture Development Bank's annualized FCF Yield % for the quarter that ended in Apr. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 12529.179
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 48.22 mean?
Agriculture Development Bank (XNEP:ADBL) has a FCF Yield % of 48.22 as of Jul. 08, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Agriculture Development Bank and its competitors. This is 226% above median its historical median of 14.77. According to the industry distribution chart, Agriculture Development Bank ranks #191 out of 1503 companies in the Banks industry, placing it in the top 12.7%.
Is Agriculture Development Bank's FCF Yield % too high?
Agriculture Development Bank's current FCF Yield % of 48.22 is 226% above median its 10-year median of 14.77. The Banks industry median FCF Yield % is 8.11. Agriculture Development Bank's value of 48.22 is 494.6% above this industry median. Based on the distribution chart, Agriculture Development Bank ranks #191 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Agriculture Development Bank has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agriculture Development Bank's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Agriculture Development Bank ranks #191 out of 1503 companies for FCF Yield %. This places Agriculture Development Bank in the top 13% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.11. Agriculture Development Bank's value of 48.22 is 494.6% above this benchmark. While the company's 10-year median is 14.77 vs. the industry median of 8.11, Agriculture Development Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.11, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agriculture Development Bank's current FCF Yield % of 48.22 is 494.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Agriculture Development Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agriculture Development Bank's current FCF Yield % is 48.22, which is 226% above median its own 10-year median of 14.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agriculture Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agriculture Development Bank (XNEP:ADBL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR668.22, compared to a current price of NPR308.00 — trading 53.9% below its estimated fair value. The current FCF Yield % is 48.22, which is 226% above median its 10-year median of 14.77 and 494.6% above the Banks industry median of 8.11. Agriculture Development Bank's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Agriculture Development Bank (XNEP:ADBL), the current FCF Yield % is 48.22 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agriculture Development Bank (XNEP:ADBL) Overvalued in 2026?

Based on GuruFocus' analysis, Agriculture Development Bank stock appears to be undervalued. The current stock price of NPR308.00 is trading 53.9% below its estimated GF Value™ of NPR668.22. GuruFocus considers Agriculture Development Bank to be Significantly Undervalued.

Key valuation signals for XNEP:ADBL:

  • FCF Yield %: 48.22 (226% above median its 10-year median of 14.77)
  • GF Value™: NPR668.22 vs. price of NPR308.00 (53.9% below fair value)
  • GF Score™: 56/100 with 2 warning signs
  • Industry Position: 494.6% above the Banks median (#191 of 1503)

No single metric tells the full story. See the XNEP:ADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agriculture Development Bank Business Description

Address Ramshah Path, Kathmandu, NPL
Agriculture Development Bank Ltd is engaged in banking products and services. The company provides institutional credit for the agricultural sector in Nepal. It also offers fixed deposit accounts, savings accounts, Ba-Ama savings accounts, auto loans, education loans, residential loans, home loans and remittance services.
56GF Score

Get the complete analysis for XNEP:ADBL

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR308.00
Price
NPR668.22
GF Value