Agriculture Development Bank (XNEP:ADBL) ROE % Adjusted to Book Value: 19.13% (As of Apr. 2026)

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XNEP:ADBL Agriculture Development Bank Ltd XNEP:ADBL
62 GF Score
Price NPR309.00
GF Value NPR669.67
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Agriculture Development Bank ROE % Adjusted to Book Value?

Agriculture Development Bank XNEP:ADBL 62 ROE % Adjusted to Book Value is 19.13% as of Apr. 2026. GuruFocus rates XNEP:ADBL with a GF Score™ of 62/100 and a GF Value™ of NPR669.67 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Agriculture Development Bank's ROE % for the quarter that ended in Apr. 2026 was 7.27%. Agriculture Development Bank's PB Ratio for the quarter that ended in Apr. 2026 was 0.38. Agriculture Development Bank's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 was 19.13%.


Agriculture Development Bank ROE % Adjusted to Book Value Related Terms


Agriculture Development Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Agriculture Development Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agriculture Development Bank ROE % Adjusted to Book Value Chart

Agriculture Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.09 4.50 3.22 5.02 7.20

Agriculture Development Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.93 17.67 0.02 22.21 19.13

Agriculture Development Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Agriculture Development Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agriculture Development Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Agriculture Development Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Agriculture Development Bank's ROE % Adjusted to Book Value falls into.


XNEP:ADBL
62GF Score
Agriculture Development Bank Ltd XNEP:ADBL
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Agriculture Development Bank ROE % Adjusted to Book Value Calculation

Agriculture Development Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Jul. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.94% / 1.38
=7.20%

Agriculture Development Bank's ROE % Adjusted to Book Value for the quarter that ended in Apr. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.27% / 0.38
=19.13%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 19.13% mean?
Agriculture Development Bank (XNEP:ADBL) has a ROE % Adjusted to Book Value of 19.13% as of Apr. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Agriculture Development Bank and its competitors.
Is Agriculture Development Bank's ROE % Adjusted to Book Value too high?
Agriculture Development Bank's current ROE % Adjusted to Book Value is 19.13%. Overall, Agriculture Development Bank has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agriculture Development Bank's ROE % Adjusted to Book Value compare to competitors?
Agriculture Development Bank's ROE % Adjusted to Book Value of 19.13% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Agriculture Development Bank and its competitors. Agriculture Development Bank's current ROE % Adjusted to Book Value is 19.13%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agriculture Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agriculture Development Bank (XNEP:ADBL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR669.67, compared to a current price of NPR309.00 — trading 53.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 19.13%. Agriculture Development Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Agriculture Development Bank (XNEP:ADBL), the current ROE % Adjusted to Book Value is 19.13% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agriculture Development Bank (XNEP:ADBL) Overvalued in 2026?

Based on GuruFocus' analysis, Agriculture Development Bank stock appears to be undervalued. The current stock price of NPR309.00 is trading 53.9% below its estimated GF Value™ of NPR669.67. GuruFocus considers Agriculture Development Bank to be Significantly Undervalued.

Key valuation signals for XNEP:ADBL:

  • ROE % Adjusted to Book Value: 19.13%
  • GF Value™: NPR669.67 vs. price of NPR309.00 (53.9% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the XNEP:ADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agriculture Development Bank Business Description

Address Ramshah Path, Kathmandu, NPL
Agriculture Development Bank Ltd is engaged in banking products and services. The company provides institutional credit for the agricultural sector in Nepal. It also offers fixed deposit accounts, savings accounts, Ba-Ama savings accounts, auto loans, education loans, residential loans, home loans and remittance services.
62GF Score

Get the complete analysis for XNEP:ADBL

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR309.00
Price
NPR669.67
GF Value