Agriculture Development Bank (XNEP:ADBL) Selling, General, & Admin. Expense: NPR0 Mil (TTM As of Jul. 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:ADBL Agriculture Development Bank Ltd XNEP:ADBL
56 GF Score
Price NPR300.00
GF Value NPR235.55
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Agriculture Development Bank Selling, General, & Admin. Expense?

Agriculture Development Bank XNEP:ADBL 56 Selling, General, & Admin. Expense is NPR0 Mil as of Jul. 2026. GuruFocus rates XNEP:ADBL with a GF Score™ of 56/100 and a GF Value™ of NPR235.55 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Agriculture Development Bank's selling, general, & admin. expense for the three months ended in Jul. 2026 was NPR0 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jul. 2026 was NPR0 Mil.


Agriculture Development Bank  (XNEP:ADBL) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Agriculture Development Bank Selling, General, & Admin. Expense Related Terms


Agriculture Development Bank Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Agriculture Development Bank's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agriculture Development Bank Selling, General, & Admin. Expense Chart

Agriculture Development Bank Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 607.27 637.45 699.29 745.18 0.00

Agriculture Development Bank Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Agriculture Development Bank Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Agriculture Development Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agriculture Development Bank Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Agriculture Development Bank's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Agriculture Development Bank's Selling, General, & Admin. Expense falls into.


XNEP:ADBL
56GF Score
Agriculture Development Bank Ltd XNEP:ADBL
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Agriculture Development Bank Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of NPR0 Mil mean?
Agriculture Development Bank (XNEP:ADBL) has a Selling, General, & Admin. Expense of NPR0 Mil as of Jul. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Agriculture Development Bank and its competitors.
Is Agriculture Development Bank's Selling, General, & Admin. Expense too high?
Agriculture Development Bank's current Selling, General, & Admin. Expense is NPR0 Mil. Overall, Agriculture Development Bank has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agriculture Development Bank's Selling, General, & Admin. Expense compare to competitors?
Agriculture Development Bank's Selling, General, & Admin. Expense of NPR0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Agriculture Development Bank and its competitors. Agriculture Development Bank's current Selling, General, & Admin. Expense is NPR0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agriculture Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agriculture Development Bank (XNEP:ADBL) is currently considered Modestly Overvalued. The stock's GF Value™ is NPR235.55, compared to a current price of NPR300.00 — trading 27.4% above its estimated fair value. The current Selling, General, & Admin. Expense is NPR0 Mil. Agriculture Development Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Agriculture Development Bank (XNEP:ADBL), the current Selling, General, & Admin. Expense is NPR0 Mil as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agriculture Development Bank (XNEP:ADBL) Overvalued in 2026?

Based on GuruFocus' analysis, Agriculture Development Bank stock appears to be overvalued. The current stock price of NPR300.00 is trading 27.4% above its estimated GF Value™ of NPR235.55. GuruFocus considers Agriculture Development Bank to be Modestly Overvalued.

Key valuation signals for XNEP:ADBL:

  • Selling, General, & Admin. Expense: NPR0 Mil
  • GF Value™: NPR235.55 vs. price of NPR300.00 (27.4% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the XNEP:ADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agriculture Development Bank Business Description

Address Ramshah Path, Kathmandu, NPL
Agriculture Development Bank Ltd is engaged in banking products and services. The company provides institutional credit for the agricultural sector in Nepal. It also offers fixed deposit accounts, savings accounts, Ba-Ama savings accounts, auto loans, education loans, residential loans, home loans and remittance services.
56GF Score

Get the complete analysis for XNEP:ADBL

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR300.00
Price
NPR235.55
GF Value