Agriculture Development Bank (XNEP:ADBL) Cyclically Adjusted Book per Share: NPR259.55 (As of Apr. 2026)

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XNEP:ADBL Agriculture Development Bank Ltd XNEP:ADBL
62 GF Score
Price NPR312.80
GF Value NPR669.96
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Agriculture Development Bank Cyclically Adjusted Book per Share?

Agriculture Development Bank XNEP:ADBL +0.58% 62 Cyclically Adjusted Book per Share is NPR259.55 as of Apr. 2026. GuruFocus rates XNEP:ADBL with a GF Score™ of 62/100 and a GF Value™ of NPR669.96 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Agriculture Development Bank's adjusted book value per share for the three months ended in Apr. 2026 was NPR820.385. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR259.55 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Agriculture Development Bank's average Cyclically Adjusted Book Growth Rate was 25.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 6.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Agriculture Development Bank was 6.90% per year. The lowest was 6.90% per year. And the median was 6.90% per year.

As of today (2026-07-20), Agriculture Development Bank's current stock price is NPR312.80. Agriculture Development Bank's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was NPR259.55. Agriculture Development Bank's Cyclically Adjusted PB Ratio of today is 1.21.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Agriculture Development Bank was 2.23. The lowest was 1.16. And the median was 1.43.


Agriculture Development Bank  (XNEP:ADBL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Agriculture Development Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=312.80/259.55
=1.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Agriculture Development Bank was 2.23. The lowest was 1.16. And the median was 1.43.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Agriculture Development Bank Cyclically Adjusted Book per Share Related Terms


Agriculture Development Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Agriculture Development Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agriculture Development Bank Cyclically Adjusted Book per Share Chart

Agriculture Development Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 171.76 182.70 193.78 209.56

Agriculture Development Bank Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 206.66 209.56 214.38 235.77 259.55

Agriculture Development Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Agriculture Development Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agriculture Development Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Agriculture Development Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Agriculture Development Bank's Cyclically Adjusted PB Ratio falls into.


XNEP:ADBL
62GF Score
Agriculture Development Bank Ltd XNEP:ADBL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agriculture Development Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Agriculture Development Bank's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=820.385/333.0200*333.0200
=820.385

Current CPI (Apr. 2026) = 333.0200.

Agriculture Development Bank Quarterly Data

Book Value per Share CPI Adj_Book
201607 121.050 240.628 167.529
201610 117.237 241.729 161.513
201701 96.541 242.839 132.393
201704 0.000 244.524 0.000
201707 124.349 244.786 169.171
201710 117.486 246.663 158.618
201801 0.000 247.867 0.000
201804 123.107 250.546 163.631
201807 140.909 252.006 186.208
201810 196.673 252.885 258.995
201901 210.020 251.712 277.861
201904 200.965 255.548 261.890
201907 171.031 256.571 221.992
201910 217.884 257.346 281.954
202001 203.244 257.971 262.372
202004 180.501 256.389 234.450
202007 154.749 259.101 198.897
202010 177.428 260.388 226.919
202101 218.299 261.582 277.916
202104 185.215 267.054 230.966
202107 196.667 273.003 239.902
202110 199.426 276.589 240.114
202201 205.029 281.148 242.857
202204 204.811 289.109 235.918
202207 210.717 296.276 236.850
202210 216.464 298.012 241.892
202301 206.029 299.170 229.340
202304 203.383 303.363 223.266
202307 206.083 305.691 224.507
202310 201.787 307.671 218.412
202401 214.952 308.417 232.099
202404 219.474 313.548 233.104
202407 223.278 314.540 236.396
202410 233.163 315.664 245.983
202501 220.533 317.671 231.189
202504 227.282 320.795 235.943
202507 241.117 323.048 248.560
202510 241.188 0.000
202601 904.005 325.252 925.595
202604 820.385 333.020 820.385

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR259.55 mean?
Agriculture Development Bank (XNEP:ADBL) has a Cyclically Adjusted Book per Share of NPR259.55 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Agriculture Development Bank and its competitors.
Is Agriculture Development Bank's Cyclically Adjusted Book per Share too high?
Agriculture Development Bank's current Cyclically Adjusted Book per Share is NPR259.55. Overall, Agriculture Development Bank has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Agriculture Development Bank's Cyclically Adjusted Book per Share compare to competitors?
Agriculture Development Bank's Cyclically Adjusted Book per Share of NPR259.55 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Agriculture Development Bank and its competitors. Agriculture Development Bank's current Cyclically Adjusted Book per Share is NPR259.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agriculture Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agriculture Development Bank (XNEP:ADBL) is currently considered Significantly Undervalued. The stock's GF Value™ is NPR669.96, compared to a current price of NPR312.80 — trading 53.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is NPR259.55. Agriculture Development Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Agriculture Development Bank (XNEP:ADBL), the current Cyclically Adjusted Book per Share is NPR259.55 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agriculture Development Bank (XNEP:ADBL) Overvalued in 2026?

Based on GuruFocus' analysis, Agriculture Development Bank stock appears to be undervalued. The current stock price of NPR312.80 is trading 53.3% below its estimated GF Value™ of NPR669.96. GuruFocus considers Agriculture Development Bank to be Significantly Undervalued.

Key valuation signals for XNEP:ADBL:

  • Cyclically Adjusted Book per Share: NPR259.55
  • GF Value™: NPR669.96 vs. price of NPR312.80 (53.3% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the XNEP:ADBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agriculture Development Bank Business Description

Address Ramshah Path, Kathmandu, NPL
Agriculture Development Bank Ltd is engaged in banking products and services. The company provides institutional credit for the agricultural sector in Nepal. It also offers fixed deposit accounts, savings accounts, Ba-Ama savings accounts, auto loans, education loans, residential loans, home loans and remittance services.
62GF Score

Get the complete analysis for XNEP:ADBL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR312.80
Price
NPR669.96
GF Value