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Everest BankXNEP:EBL -0.68%68 EV-to-FCF is 471.70 as of Aug. 06, 2026, which is 11634% above its 10-year median of 4.02. GuruFocus rates XNEP:EBL with a GF Score™ of 68/100 and a GF Value™ of NPR725.24 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,196 Banks companies, Everest Bank ranks worse than 99.25% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Everest Bank's Enterprise Value is NPR67,911 Mil.
Everest Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR144 Mil. Therefore, Everest Bank's EV-to-FCF for today is 471.70.
The historical rank and industry rank for Everest Bank's EV-to-FCF or its related term are showing as below:
XNEP:EBL'
s EV-to-FCF Range Over the Past 10 Years
Min: -1127.24 Med: 4.02 Max: 470.74
Current: 470.74
During the past 13 years, the highest EV-to-FCF of Everest Bank was 470.74. The lowest was -1127.24. And the median was 4.02.
XNEP:EBL's EV-to-FCF is ranked worse than 99.25% of 1196
companies
in the Banks industry
Industry Median: 7.25
vs XNEP:EBL: 470.74
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Everest Bank's PE Ratio (TTM) for today is calculated as:
Everest Bank's share price for today is NPR725.00.
Everest Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR62.753.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Everest Bank EV-to-FCF Related Terms
Everest Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Everest Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Everest Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Everest Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Everest Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Everest Bank's EV-to-FCF falls into.
Everest Bank's current Enterprise Value is NPR67,911 Mil.
Everest Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR144 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Everest Bank (XNEP:EBL) has a EV-to-FCF of 471.70 as of Aug. 06, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Everest Bank and its competitors. This is 11634% above median its historical median of 4.02. According to the industry distribution chart, Everest Bank ranks #1187 out of 1196 companies in the Banks industry, placing it in the top 99.2%.
Is Everest Bank's EV-to-FCF too high?
Everest Bank's current EV-to-FCF of 471.70 is 11634% above median its 10-year median of 4.02. The Banks industry median EV-to-FCF is 7.25. Everest Bank's value of 471.70 is 6406.2% above this industry median. Based on the distribution chart, Everest Bank ranks #1187 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Everest Bank has a GF Score™ of 68/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Everest Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Everest Bank ranks #1187 out of 1196 companies for EV-to-FCF. This places Everest Bank in the lower half of its industry. The industry median EV-to-FCF is 7.25. Everest Bank's value of 471.70 is 6406.2% above this benchmark. While the company's 10-year median is 4.02 vs. the industry median of 7.25, Everest Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.25, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Everest Bank's current EV-to-FCF of 471.70 is 6406.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Everest Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Everest Bank's current EV-to-FCF is 471.70, which is 11634% above median its own 10-year median of 4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Everest Bank stock overvalued right now?
Based on GuruFocus' analysis, Everest Bank (XNEP:EBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR725.24, compared to a current price of NPR725.00 — trading 0% below its estimated fair value. The current EV-to-FCF is 471.70, which is 11634% above median its 10-year median of 4.02 and 6406.2% above the Banks industry median of 7.25. Everest Bank's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Everest Bank (XNEP:EBL), the current EV-to-FCF is 471.70 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Everest Bank (XNEP:EBL) Overvalued in 2026?
Based on GuruFocus' analysis, Everest Bank stock appears to be undervalued.
The current stock price of NPR725.00 is trading 0% below its estimated GF Value™ of NPR725.24.
GuruFocus considers Everest Bank to be Fairly Valued.
Key valuation signals for XNEP:EBL:
EV-to-FCF: 471.70 (11634% above median its 10-year median of 4.02)
GF Value™: NPR725.24 vs. price of NPR725.00 (0% below fair value)
Industry Position: 6406.2% above the Banks median (#1187 of 1196)
No single metric tells the full story. See the XNEP:EBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Everest Bank Ltd provides commercial banking services and is partnered with the Punjab National Bank of India. The bank offers services through the Any Branch Banking System. Its e-services include M-Banking, Virtual Credit Card, QR Code Payment Service, QR Payment Soundbox, E-Paicho, Foneloan Digital Lending Service, e-Statement, Electronic Cheque Deposit Machine, Missed Call Alerts, and Corporate Pay. The bank's services also include current accounts, savings accounts, fixed deposit accounts, recurring deposit accounts, retirement plan accounts, call accounts, retail and corporate loans, inward and outward remittances, and other related services.
68GF Score
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