Bowhead Specialty HoldingsBOW -2.79%18 FCF Margin % is 41.22% as of Mar. 2026, which is 45% below its 10-year median of 75.21. GuruFocus rates BOW with a GF Score™ of 18/100. The stock has 1 warning sign investors should review. Among 501 Insurance companies, Bowhead Specialty Holdings ranks better than 95.41% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bowhead Specialty Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bowhead Specialty Holdings FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bowhead Specialty Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bowhead Specialty Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bowhead Specialty Holdings (BOW) has a FCF Margin % of 41.22% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bowhead Specialty Holdings and its competitors. This is 45% below median its historical median of 75.21. Over the past decade, Bowhead Specialty Holdings' FCF Margin % has ranged from 58.81 to 94.71. According to the industry distribution chart, Bowhead Specialty Holdings ranks #23 out of 501 companies in the Insurance industry, placing it in the top 4.6%.
Is Bowhead Specialty Holdings' FCF Margin % too high?
Bowhead Specialty Holdings' current FCF Margin % of 41.22% is 45% below median its 10-year median of 75.21. Over the past 10 years, this metric has ranged from a low of 58.81 to a high of 94.71. The Insurance industry median FCF Margin % is 9.60. Bowhead Specialty Holdings' value of 41.22% is 329.4% above this industry median. Based on the distribution chart, Bowhead Specialty Holdings ranks #23 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Bowhead Specialty Holdings has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Bowhead Specialty Holdings' FCF Margin % compare to ROOT and ASIC?
According to the Insurance industry distribution chart, Bowhead Specialty Holdings ranks #23 out of 501 companies for FCF Margin %. This places Bowhead Specialty Holdings in the top 5% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. Bowhead Specialty Holdings' value of 41.22% is 329.4% above this benchmark. Historically, Bowhead Specialty Holdings' own FCF Margin % has ranged from 58.81 to 94.71 over the past decade. While the company's 10-year median is 75.21 vs. the industry median of 9.60, Bowhead Specialty Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowhead Specialty Holdings's current FCF Margin % of 41.22% is 329.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bowhead Specialty Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowhead Specialty Holdings's current FCF Margin % is 41.22%, which is 45% below median its own 10-year median of 75.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowhead Specialty Holdings stock overvalued right now?
Bowhead Specialty Holdings (BOW) has a current FCF Margin % of 41.22%. The current FCF Margin % is 41.22%, which is 45% below median its 10-year median of 75.21 and 329.4% above the Insurance industry median of 9.60. Bowhead Specialty Holdings' overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bowhead Specialty Holdings (BOW), the current FCF Margin % is 41.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bowhead Specialty Holdings Inc offers commercial specialty property and casualty insurance products. The company offers underwriting solutions to various businesses across four underwriting divisions, which include Casualty, Professional Liability, Healthcare Liability, and Baleen Specialty. A majority of its revenue is generated from the Casualty division, which specializes in general liability coverage, which protects a company against liability arising from bodily injury, personal injury, or property damage, for risks in the construction, distribution, heavy manufacturing, real estate, public entity, and hospitality segments, and also considers underwriting risks in a broader range of industries. Geographically, the company operates in the United States.
18GF Score
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