Bowhead Specialty HoldingsBOW +1.49%18 3-Year ROIIC % is 2.68 as of Dec. 2025, which is at its 10-year median of 2.68. GuruFocus rates BOW with a GF Score™ of 18/100. The stock has 2 warning signs investors should review. Among 335 Insurance companies, Bowhead Specialty Holdings ranks worse than 62.09% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Bowhead Specialty Holdings's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 2.68%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Bowhead Specialty Holdings's 3-Year ROIIC % or its related term are showing as below:
BOW's 3-Year ROIIC % is ranked worse than 62.09% of 335
companies
in the Insurance industry
Industry Median: 5.2
vs BOW: 2.68
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Bowhead Specialty Holdings 3-Year ROIIC % Related Terms
Bowhead Specialty Holdings 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOW vs ROOT, TRUP, SAFT: 3-Year ROIIC % Comparison
For the Insurance - Property & Casualty subindustry, Bowhead Specialty Holdings's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bowhead Specialty Holdings 3-Year ROIIC % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bowhead Specialty Holdings's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Bowhead Specialty Holdings's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Bowhead Specialty Holdings (BOW) has a 3-Year ROIIC % of 2.68 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Bowhead Specialty Holdings and its competitors. This is near median its historical median of 2.68. Over the past decade, Bowhead Specialty Holdings' 3-Year ROIIC % has ranged from 2.68 to 2.68. According to the industry distribution chart, Bowhead Specialty Holdings ranks #208 out of 335 companies in the Insurance industry, placing it in the top 62.1%.
Is Bowhead Specialty Holdings' 3-Year ROIIC % too high?
Bowhead Specialty Holdings' current 3-Year ROIIC % of 2.68 is near median its 10-year median of 2.68. Over the past 10 years, this metric has ranged from a low of 2.68 to a high of 2.68. The Insurance industry median 3-Year ROIIC % is 5.20. Bowhead Specialty Holdings' value of 2.68 is 48.5% below this industry median. Based on the distribution chart, Bowhead Specialty Holdings ranks #208 out of 335 companies in the Insurance industry, which is below the industry midpoint. Overall, Bowhead Specialty Holdings has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Bowhead Specialty Holdings' 3-Year ROIIC % compare to ROOT and TRUP?
According to the Insurance industry distribution chart, Bowhead Specialty Holdings ranks #208 out of 335 companies for 3-Year ROIIC %. This places Bowhead Specialty Holdings in the lower half of its industry. The industry median 3-Year ROIIC % is 5.20. Bowhead Specialty Holdings' value of 2.68 is 48.5% below this benchmark. Historically, Bowhead Specialty Holdings' own 3-Year ROIIC % has ranged from 2.68 to 2.68 over the past decade. While the company's 10-year median is 2.68 vs. the industry median of 5.20, Bowhead Specialty Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for an Insurance company?
The median 3-Year ROIIC % among Insurance companies is 5.20, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowhead Specialty Holdings's current 3-Year ROIIC % of 2.68 is 48.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Bowhead Specialty Holdings and its competitors. For the Insurance industry, the median 3-Year ROIIC % is 5.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowhead Specialty Holdings's current 3-Year ROIIC % is 2.68, which is near median its own 10-year median of 2.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowhead Specialty Holdings stock overvalued right now?
Bowhead Specialty Holdings (BOW) has a current 3-Year ROIIC % of 2.68. The current 3-Year ROIIC % is 2.68, which is near median its 10-year median of 2.68 and 48.5% below the Insurance industry median of 5.20. Bowhead Specialty Holdings' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Bowhead Specialty Holdings (BOW), the current 3-Year ROIIC % is 2.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bowhead Specialty Holdings Inc offers commercial specialty property and casualty insurance products. The company offers underwriting solutions to various businesses across four underwriting divisions, which include Casualty, Professional Liability, Healthcare Liability, and Baleen Specialty. A majority of its revenue is generated from the Casualty division, which specializes in general liability coverage, which protects a company against liability arising from bodily injury, personal injury, or property damage, for risks in the construction, distribution, heavy manufacturing, real estate, public entity, and hospitality segments, and also considers underwriting risks in a broader range of industries. Geographically, the company operates in the United States.
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