BOW (Bowhead Specialty Holdings) Scaled Net Operating Assets: -0.12 (As of Mar. 2026)


BOW Bowhead Specialty Holdings Inc BOW
18 GF Score
Price $29.77
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What is Bowhead Specialty Holdings Scaled Net Operating Assets?

Bowhead Specialty Holdings BOW +5.34% 18 Scaled Net Operating Assets is -0.12 as of Mar. 2026. GuruFocus rates BOW with a GF Score™ of 18/100. The stock has 1 warning sign investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bowhead Specialty Holdings's operating assets for the quarter that ended in Mar. 2026 was $1,586.2 Mil. Bowhead Specialty Holdings's operating liabilities for the quarter that ended in Mar. 2026 was $1,873.6 Mil. Bowhead Specialty Holdings's Total Assets for the quarter that ended in Dec. 2025 was $2,371.4 Mil. Therefore, Bowhead Specialty Holdings's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.12.

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Bowhead Specialty Holdings Inc BOW
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Bowhead Specialty Holdings Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bowhead Specialty Holdings's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(2177.831-1775.655)/1654.242
=0.24

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2371.376 - 193.545
=2177.831

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=1922.102 - 146.447 - 0
=1775.655

Bowhead Specialty Holdings's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(1586.247-1873.618)/2371.376
=-0.12

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2479.293 - 893.046
=1586.247

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2020.133 - 146.515 - 0
=1873.618

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.12 mean?
Bowhead Specialty Holdings (BOW) has a Scaled Net Operating Assets of -0.12 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bowhead Specialty Holdings and its competitors.
Is Bowhead Specialty Holdings' Scaled Net Operating Assets too high?
Bowhead Specialty Holdings' current Scaled Net Operating Assets is -0.12. Overall, Bowhead Specialty Holdings has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Bowhead Specialty Holdings' Scaled Net Operating Assets compare to ROOT and ASIC?
Bowhead Specialty Holdings' Scaled Net Operating Assets of -0.12 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Bowhead Specialty Holdings and its competitors. Bowhead Specialty Holdings's current Scaled Net Operating Assets is -0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowhead Specialty Holdings stock overvalued right now?
Bowhead Specialty Holdings (BOW) has a current Scaled Net Operating Assets of -0.12. The current Scaled Net Operating Assets is -0.12. Bowhead Specialty Holdings' overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Bowhead Specialty Holdings (BOW), the current Scaled Net Operating Assets is -0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bowhead Specialty Holdings Business Description

Address 452 Fifth Avenue, New York, NY, USA, 10018
Bowhead Specialty Holdings Inc offers commercial specialty property and casualty insurance products. The company offers underwriting solutions to various businesses across four underwriting divisions, which include Casualty, Professional Liability, Healthcare Liability, and Baleen Specialty. A majority of its revenue is generated from the Casualty division, which specializes in general liability coverage, which protects a company against liability arising from bodily injury, personal injury, or property damage, for risks in the construction, distribution, heavy manufacturing, real estate, public entity, and hospitality segments, and also considers underwriting risks in a broader range of industries. Geographically, the company operates in the United States.
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