Bowhead Specialty HoldingsBOW +5.34%18 Pretax Margin % is 13.21% as of Mar. 2026, which is 14% above its 10-year median of 11.60. GuruFocus rates BOW with a GF Score™ of 18/100. The stock has 1 warning sign investors should review. Among 501 Insurance companies, Bowhead Specialty Holdings ranks better than 52.1% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bowhead Specialty Holdings Pretax Margin % Related Terms
Bowhead Specialty Holdings Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOW vs ROOT, ASIC, TRUP: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Bowhead Specialty Holdings's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bowhead Specialty Holdings Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bowhead Specialty Holdings's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bowhead Specialty Holdings's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bowhead Specialty Holdings (BOW) has a Pretax Margin % of 13.21% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bowhead Specialty Holdings and its competitors. This is 14% above median its historical median of 11.60. Over the past decade, Bowhead Specialty Holdings' Pretax Margin % has ranged from 7.81 to 12.56. According to the industry distribution chart, Bowhead Specialty Holdings ranks #240 out of 501 companies in the Insurance industry, placing it in the top 47.9%.
Is Bowhead Specialty Holdings' Pretax Margin % too high?
Bowhead Specialty Holdings' current Pretax Margin % of 13.21% is 14% above median its 10-year median of 11.60. Over the past 10 years, this metric has ranged from a low of 7.81 to a high of 12.56. The Insurance industry median Pretax Margin % is 12.04. Bowhead Specialty Holdings' value of 13.21% is 9.7% above this industry median. Based on the distribution chart, Bowhead Specialty Holdings ranks #240 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Bowhead Specialty Holdings has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Bowhead Specialty Holdings' Pretax Margin % compare to ROOT and ASIC?
According to the Insurance industry distribution chart, Bowhead Specialty Holdings ranks #240 out of 501 companies for Pretax Margin %. This puts Bowhead Specialty Holdings in the upper half of its industry. The industry median Pretax Margin % is 12.04. Bowhead Specialty Holdings' value of 13.21% is 9.7% above this benchmark. Historically, Bowhead Specialty Holdings' own Pretax Margin % has ranged from 7.81 to 12.56 over the past decade. While the company's 10-year median is 11.60 vs. the industry median of 12.04, Bowhead Specialty Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowhead Specialty Holdings's current Pretax Margin % of 13.21% is 9.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bowhead Specialty Holdings and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowhead Specialty Holdings's current Pretax Margin % is 13.21%, which is 14% above median its own 10-year median of 11.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowhead Specialty Holdings stock overvalued right now?
Bowhead Specialty Holdings (BOW) has a current Pretax Margin % of 13.21%. The current Pretax Margin % is 13.21%, which is 14% above median its 10-year median of 11.60 and 9.7% above the Insurance industry median of 12.04. Bowhead Specialty Holdings' overall GF Score™ is 18/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bowhead Specialty Holdings (BOW), the current Pretax Margin % is 13.21% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bowhead Specialty Holdings Inc offers commercial specialty property and casualty insurance products. The company offers underwriting solutions to various businesses across four underwriting divisions, which include Casualty, Professional Liability, Healthcare Liability, and Baleen Specialty. A majority of its revenue is generated from the Casualty division, which specializes in general liability coverage, which protects a company against liability arising from bodily injury, personal injury, or property damage, for risks in the construction, distribution, heavy manufacturing, real estate, public entity, and hospitality segments, and also considers underwriting risks in a broader range of industries. Geographically, the company operates in the United States.
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