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Bowhead Specialty HoldingsBOW +0.03%17 Equity-to-Asset is 0.18 as of Jun. 2026, which is 10% below its 10-year median of 0.20. GuruFocus rates BOW with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 505 Insurance companies, Bowhead Specialty Holdings ranks worse than 67.13% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bowhead Specialty Holdings Equity-to-Asset Related Terms
Bowhead Specialty Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOW vs TRUP, ROOT, ASIC: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, Bowhead Specialty Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bowhead Specialty Holdings Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Bowhead Specialty Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bowhead Specialty Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bowhead Specialty Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bowhead Specialty Holdings (BOW) has a Equity-to-Asset of 0.18 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bowhead Specialty Holdings and its competitors. This is 10% below median its historical median of 0.20. Over the past decade, Bowhead Specialty Holdings' Equity-to-Asset has ranged from 0.15 to 0.24. According to the industry distribution chart, Bowhead Specialty Holdings ranks #339 out of 505 companies in the Insurance industry, placing it in the top 67.1%.
Is Bowhead Specialty Holdings' Equity-to-Asset too high?
Bowhead Specialty Holdings' current Equity-to-Asset of 0.18 is 10% below median its 10-year median of 0.20. Over the past 10 years, this metric has ranged from a low of 0.15 to a high of 0.24. The Insurance industry median Equity-to-Asset is 0.26. Bowhead Specialty Holdings' value of 0.18 is 30.8% below this industry median. Based on the distribution chart, Bowhead Specialty Holdings ranks #339 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, Bowhead Specialty Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Bowhead Specialty Holdings' Equity-to-Asset compare to TRUP and ROOT?
According to the Insurance industry distribution chart, Bowhead Specialty Holdings ranks #339 out of 505 companies for Equity-to-Asset. This places Bowhead Specialty Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.26. Bowhead Specialty Holdings' value of 0.18 is 30.8% below this benchmark. Historically, Bowhead Specialty Holdings' own Equity-to-Asset has ranged from 0.15 to 0.24 over the past decade. While the company's 10-year median is 0.20 vs. the industry median of 0.26, Bowhead Specialty Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowhead Specialty Holdings's current Equity-to-Asset of 0.18 is 30.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bowhead Specialty Holdings and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowhead Specialty Holdings's current Equity-to-Asset is 0.18, which is 10% below median its own 10-year median of 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowhead Specialty Holdings stock overvalued right now?
Bowhead Specialty Holdings (BOW) has a current Equity-to-Asset of 0.18. The current Equity-to-Asset is 0.18, which is 10% below median its 10-year median of 0.20 and 30.8% below the Insurance industry median of 0.26. Bowhead Specialty Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bowhead Specialty Holdings (BOW), the current Equity-to-Asset is 0.18 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bowhead Specialty Holdings Inc offers commercial specialty property and casualty insurance products. The company offers underwriting solutions to various businesses across four underwriting divisions, which include Casualty, Professional Liability, Healthcare Liability, and Baleen Specialty. A majority of its revenue is generated from the Casualty division, which specializes in general liability coverage, which protects a company against liability arising from bodily injury, personal injury, or property damage, for risks in the construction, distribution, heavy manufacturing, real estate, public entity, and hospitality segments, and also considers underwriting risks in a broader range of industries. Geographically, the company operates in the United States.
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