Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Bowhead Specialty Holdings's 3-Year RORE % for the quarter that ended in Mar. 2026 was 22.37%.
The industry rank for Bowhead Specialty Holdings's 3-Year RORE % or its related term are showing as below:
BOW's 3-Year RORE % is ranked better than 63.71% of 474
companies
in the Insurance industry
Industry Median: 11.865
vs BOW: 22.37
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Bowhead Specialty Holdings 3-Year RORE % Related Terms
Bowhead Specialty Holdings 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Bowhead Specialty Holdings's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bowhead Specialty Holdings 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, Bowhead Specialty Holdings's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Bowhead Specialty Holdings's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Bowhead Specialty Holdings (BOW) has a 3-Year RORE % of 22.37 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bowhead Specialty Holdings and its competitors. According to the industry distribution chart, Bowhead Specialty Holdings ranks #172 out of 474 companies in the Insurance industry, placing it in the top 36.3%.
Is Bowhead Specialty Holdings' 3-Year RORE % too high?
Bowhead Specialty Holdings' current 3-Year RORE % is 22.37. The Insurance industry median 3-Year RORE % is 11.87. Bowhead Specialty Holdings' value of 22.37 is 88.5% above this industry median. Based on the distribution chart, Bowhead Specialty Holdings ranks #172 out of 474 companies in the Insurance industry, which is above the industry midpoint. Overall, Bowhead Specialty Holdings has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Bowhead Specialty Holdings' 3-Year RORE % compare to ROOT and TRUP?
According to the Insurance industry distribution chart, Bowhead Specialty Holdings ranks #172 out of 474 companies for 3-Year RORE %. This puts Bowhead Specialty Holdings in the upper half of its industry. The industry median 3-Year RORE % is 11.87. Bowhead Specialty Holdings' value of 22.37 is 88.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.87, based on 474 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bowhead Specialty Holdings's current 3-Year RORE % of 22.37 is 88.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Bowhead Specialty Holdings and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bowhead Specialty Holdings's current 3-Year RORE % is 22.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bowhead Specialty Holdings stock overvalued right now?
Bowhead Specialty Holdings (BOW) has a current 3-Year RORE % of 22.37. The current 3-Year RORE % is 22.37 and 88.5% above the Insurance industry median of 11.87. Bowhead Specialty Holdings' overall GF Score™ is 18/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Bowhead Specialty Holdings (BOW), the current 3-Year RORE % is 22.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bowhead Specialty Holdings Inc offers commercial specialty property and casualty insurance products. The company offers underwriting solutions to various businesses across four underwriting divisions, which include Casualty, Professional Liability, Healthcare Liability, and Baleen Specialty. A majority of its revenue is generated from the Casualty division, which specializes in general liability coverage, which protects a company against liability arising from bodily injury, personal injury, or property damage, for risks in the construction, distribution, heavy manufacturing, real estate, public entity, and hospitality segments, and also considers underwriting risks in a broader range of industries. Geographically, the company operates in the United States.
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