* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:489 vs FFBB, FRAF, FDBC: FCF Margin % Comparison
For the Banks - Regional subindustry, Western New England Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Western New England Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Western New England Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Western New England Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Western New England Bancorp (FRA:489) has a FCF Margin % of -1.75% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Western New England Bancorp and its competitors. According to the industry distribution chart, Western New England Bancorp ranks #871 out of 1504 companies in the Banks industry, placing it in the top 57.9%.
Is Western New England Bancorp's FCF Margin % too high?
Western New England Bancorp's current FCF Margin % is -1.75%. Based on the distribution chart, Western New England Bancorp ranks #871 out of 1504 companies in the Banks industry, which is below the industry midpoint. Overall, Western New England Bancorp has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Western New England Bancorp's FCF Margin % compare to FFBB and FRAF?
According to the Banks industry distribution chart, Western New England Bancorp ranks #871 out of 1504 companies for FCF Margin %. This places Western New England Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Western New England Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Western New England Bancorp's current FCF Margin % is -1.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western New England Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Western New England Bancorp (FRA:489) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.81, compared to a current price of €12.00 — trading 36.2% above its estimated fair value. The current FCF Margin % is -1.75%. Western New England Bancorp's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Western New England Bancorp (FRA:489), the current FCF Margin % is -1.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Western New England Bancorp (FRA:489) Overvalued in 2026?
Based on GuruFocus' analysis, Western New England Bancorp stock appears to be overvalued.
The current stock price of €12.00 is trading 36.2% above its estimated GF Value™ of €8.81.
GuruFocus considers Western New England Bancorp to be Significantly Overvalued.
Key valuation signals for FRA:489:
FCF Margin %: -1.75%
GF Value™: €8.81 vs. price of €12.00 (36.2% above fair value)
No single metric tells the full story. See the FRA:489 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western New England Bancorp Inc through its bank subsidiary, provides a range of financial services to individuals and companies in western Massachusetts and northern Connecticut. These services include commercial lending, residential lending and consumer lending, checking, savings and time deposits, cash management, and wealth management. Substantially all of the company's revenues, profits, and assets are derived by the Bank from banking products and services.
66GF Score
Get the complete analysis for FRA:489
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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