Western New England Bancorp (FRA:489) Tariff Resilience Score: 8/10 (As of Jul. 05, 2026)


FRA:489 Western New England Bancorp Inc FRA:489
67 GF Score
Price €12.30
GF Value €8.84
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Western New England Bancorp Tariff Resilience Score?

Western New England Bancorp FRA:489 -1.60% 67 Tariff Resilience Score is 8 as of Jul. 05, 2026. GuruFocus rates FRA:489 with a GF Score™ of 67/100 and a GF Value™ of €8.84 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,608 Banks companies, Western New England Bancorp ranks better than 78.86% on this metric.

Western New England Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Western New England Bancorp has As a regional bank, Western New England Bancorp has minimal direct exposure to tariffs. Its operations are primarily domestic, with indirect impacts through clients in trade-sensitive industries.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Western New England Bancorp might have Highly Resilient.

Western New England Bancorp  (FRA:489) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Western New England Bancorp Tariff Resilience Score Related Terms

FRA:489 vs CCFN, FNRN, FUNC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Western New England Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Western New England Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Western New England Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Western New England Bancorp's Tariff Resilience Score falls into.


FRA:489
67GF Score
Western New England Bancorp Inc FRA:489
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Western New England Bancorp (FRA:489) has a Tariff Resilience Score of 8 as of Jul. 05, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Western New England Bancorp ranks #340 out of 1608 companies in the Banks industry, placing it in the top 21.1%.
Is Western New England Bancorp's Tariff Resilience Score too high?
Western New England Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Western New England Bancorp ranks #340 out of 1608 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Western New England Bancorp has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Western New England Bancorp's Tariff Resilience Score compare to CCFN and FNRN?
According to the Banks industry distribution chart, Western New England Bancorp ranks #340 out of 1608 companies for Tariff Resilience Score. This places Western New England Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Western New England Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western New England Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Western New England Bancorp (FRA:489) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.84, compared to a current price of €12.30 — trading 39.1% above its estimated fair value. The current Tariff Resilience Score is 8. Western New England Bancorp's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Western New England Bancorp (FRA:489), the current Tariff Resilience Score is 8 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Western New England Bancorp (FRA:489) Overvalued in 2026?

Based on GuruFocus' analysis, Western New England Bancorp stock appears to be overvalued. The current stock price of €12.30 is trading 39.1% above its estimated GF Value™ of €8.84. GuruFocus considers Western New England Bancorp to be Significantly Overvalued.

Key valuation signals for FRA:489:

  • Tariff Resilience Score: 8
  • GF Value™: €8.84 vs. price of €12.30 (39.1% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the FRA:489 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Western New England Bancorp Business Description

Other Exchanges WNEB:USA
Address 141 Elm Street, Westfield, MA, USA, 01085
Western New England Bancorp Inc through its bank subsidiary, provides a range of financial services to individuals and companies in western Massachusetts and northern Connecticut. These services include commercial lending, residential lending and consumer lending, checking, savings and time deposits, cash management, and wealth management. Substantially all of the company's revenues, profits, and assets are derived by the Bank from banking products and services.
67GF Score

Get the complete analysis for FRA:489

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.30
Price
€8.84
GF Value