Western New England Bancorp has the GF Score of 67, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Western New England Bancorp
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Western New England Bancorp (FRA:489) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Western New England Bancorp GF Score Related Terms
FRA:489 vs CCFN, FNRN, FUNC: GF Score Comparison
For the Banks - Regional subindustry, Western New England Bancorp's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Western New England Bancorp GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Western New England Bancorp's GF Score distribution charts can be found below:
* The bar in red indicates where Western New England Bancorp's GF Score falls into.
Western New England Bancorp (FRA:489) has a GF Score of 67 as of Jul. 04, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Western New England Bancorp and its competitors. This is near median its historical median of 69.00. Over the past decade, Western New England Bancorp's GF Score has ranged from 15.00 to 79.00.
Is Western New England Bancorp's GF Score too high?
Western New England Bancorp's current GF Score of 67 is near median its 10-year median of 69.00. Over the past 10 years, this metric has ranged from a low of 15.00 to a high of 79.00. Overall, Western New England Bancorp has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Western New England Bancorp's GF Score compare to CCFN and FNRN?
Western New England Bancorp's GF Score of 67 can be compared against companies in the Banks industry. Historically, Western New England Bancorp's own GF Score has ranged from 15.00 to 79.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Western New England Bancorp and its competitors. Western New England Bancorp's current GF Score is 67, which is near median its own 10-year median of 69.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western New England Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Western New England Bancorp (FRA:489) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.84, compared to a current price of €12.30 — trading 39.1% above its estimated fair value. The current GF Score is 67, which is near median its 10-year median of 69.00. Western New England Bancorp's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Western New England Bancorp (FRA:489), the current GF Score is 67 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Western New England Bancorp (FRA:489) Overvalued in 2026?
Based on GuruFocus' analysis, Western New England Bancorp stock appears to be overvalued.
The current stock price of €12.30 is trading 39.1% above its estimated GF Value™ of €8.84.
GuruFocus considers Western New England Bancorp to be Significantly Overvalued.
Key valuation signals for FRA:489:
GF Score: 67 (near median its 10-year median of 69.00)
GF Value™: €8.84 vs. price of €12.30 (39.1% above fair value)
No single metric tells the full story. See the FRA:489 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Western New England Bancorp Inc through its bank subsidiary, provides a range of financial services to individuals and companies in western Massachusetts and northern Connecticut. These services include commercial lending, residential lending and consumer lending, checking, savings and time deposits, cash management, and wealth management. Substantially all of the company's revenues, profits, and assets are derived by the Bank from banking products and services.
67GF Score
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