Western New England Bancorp (FRA:489) Cyclically Adjusted Revenue per Share: €3.22 (As of Mar. 2026)

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FRA:489 Western New England Bancorp Inc FRA:489
69 GF Score
Price €12.20
GF Value €8.65
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Western New England Bancorp Cyclically Adjusted Revenue per Share?

Western New England Bancorp FRA:489 69 Cyclically Adjusted Revenue per Share is €3.22 as of Mar. 2026. GuruFocus rates FRA:489 with a GF Score™ of 69/100 and a GF Value™ of €8.65 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Western New England Bancorp's adjusted revenue per share for the three months ended in Mar. 2026 was €0.960. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €3.22 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Western New England Bancorp's average Cyclically Adjusted Revenue Growth Rate was 6.80% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 6.30% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 9.70% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 9.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Western New England Bancorp was 20.20% per year. The lowest was 6.30% per year. And the median was 10.60% per year.

As of today (2026-07-16), Western New England Bancorp's current stock price is €12.20. Western New England Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €3.22. Western New England Bancorp's Cyclically Adjusted PS Ratio of today is 3.79.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Western New England Bancorp was 6.30. The lowest was 1.84. And the median was 3.45.


Western New England Bancorp  (FRA:489) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Western New England Bancorp's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=12.20/3.22
=3.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Western New England Bancorp was 6.30. The lowest was 1.84. And the median was 3.45.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Western New England Bancorp Cyclically Adjusted Revenue per Share Related Terms


Western New England Bancorp Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Western New England Bancorp's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Western New England Bancorp Cyclically Adjusted Revenue per Share Chart

Western New England Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.28 2.81 2.88 3.24 3.01

Western New England Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.23 2.94 3.00 3.01 3.22

FRA:489 vs CCFN, FNRN, FUNC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, Western New England Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Western New England Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Western New England Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Western New England Bancorp's Cyclically Adjusted PS Ratio falls into.


FRA:489
69GF Score
Western New England Bancorp Inc FRA:489
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Western New England Bancorp Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Western New England Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.96/330.2130*330.2130
=0.960

Current CPI (Mar. 2026) = 330.2130.

Western New England Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.475 241.018 0.651
201609 0.495 241.428 0.677
201612 0.527 241.432 0.721
201703 0.517 243.801 0.700
201706 0.497 244.955 0.670
201709 0.478 246.819 0.640
201712 0.491 246.524 0.658
201803 0.451 249.554 0.597
201806 0.551 251.989 0.722
201809 0.501 252.439 0.655
201812 0.528 251.233 0.694
201903 0.538 254.202 0.699
201906 0.566 256.143 0.730
201909 0.599 256.759 0.770
201912 0.601 256.974 0.772
202003 0.603 258.115 0.771
202006 0.612 257.797 0.784
202009 0.618 260.280 0.784
202012 0.706 260.474 0.895
202103 0.720 264.877 0.898
202106 0.706 271.696 0.858
202109 0.826 274.310 0.994
202112 0.895 278.802 1.060
202203 0.862 287.504 0.990
202206 0.951 296.311 1.060
202209 1.059 296.808 1.178
202212 1.029 296.797 1.145
202303 0.924 301.836 1.011
202306 0.812 305.109 0.879
202309 0.840 307.789 0.901
202312 0.877 306.746 0.944
202403 0.780 312.332 0.825
202406 0.775 314.175 0.815
202409 0.741 315.301 0.776
202412 0.940 315.605 0.984
202503 0.825 319.799 0.852
202506 0.870 322.561 0.891
202509 0.868 324.800 0.882
202512 1.009 324.054 1.028
202603 0.960 330.213 0.960

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €3.22 mean?
Western New England Bancorp (FRA:489) has a Cyclically Adjusted Revenue per Share of €3.22 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Western New England Bancorp and its competitors.
Is Western New England Bancorp's Cyclically Adjusted Revenue per Share too high?
Western New England Bancorp's current Cyclically Adjusted Revenue per Share is €3.22. Overall, Western New England Bancorp has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Western New England Bancorp's Cyclically Adjusted Revenue per Share compare to CCFN and FNRN?
Western New England Bancorp's Cyclically Adjusted Revenue per Share of €3.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Western New England Bancorp and its competitors. Western New England Bancorp's current Cyclically Adjusted Revenue per Share is €3.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western New England Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Western New England Bancorp (FRA:489) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.65, compared to a current price of €12.20 — trading 41% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €3.22. Western New England Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Western New England Bancorp (FRA:489), the current Cyclically Adjusted Revenue per Share is €3.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Western New England Bancorp (FRA:489) Overvalued in 2026?

Based on GuruFocus' analysis, Western New England Bancorp stock appears to be overvalued. The current stock price of €12.20 is trading 41% above its estimated GF Value™ of €8.65. GuruFocus considers Western New England Bancorp to be Significantly Overvalued.

Key valuation signals for FRA:489:

  • Cyclically Adjusted Revenue per Share: €3.22
  • GF Value™: €8.65 vs. price of €12.20 (41% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the FRA:489 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Western New England Bancorp Business Description

Other Exchanges WNEB:USA
Address 141 Elm Street, Westfield, MA, USA, 01085
Western New England Bancorp Inc through its bank subsidiary, provides a range of financial services to individuals and companies in western Massachusetts and northern Connecticut. These services include commercial lending, residential lending and consumer lending, checking, savings and time deposits, cash management, and wealth management. Substantially all of the company's revenues, profits, and assets are derived by the Bank from banking products and services.
69GF Score

Get the complete analysis for FRA:489

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.20
Price
€8.65
GF Value