Western New England Bancorp (FRA:489) 3-1 Month Momentum %: 5.00% (As of Aug. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:489 Western New England Bancorp Inc FRA:489
65 GF Score
Price €11.70
GF Value €9.51
! 5 Warning Signs
View Full Analysis

What is Western New England Bancorp 3-1 Month Momentum %?

Western New England Bancorp FRA:489 -1.68% 65 3-1 Month Momentum % is 5.00% as of Aug. 18, 2026. GuruFocus rates FRA:489 with a GF Score™ of 65/100 and a GF Value™ of €9.51. The stock has 5 warning signs investors should review. Among 1,576 Banks companies, Western New England Bancorp ranks better than 59.64% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-18), Western New England Bancorp's 3-1 Month Momentum % is 5.00%.

The industry rank for Western New England Bancorp's 3-1 Month Momentum % or its related term are showing as below:

FRA:489's 3-1 Month Momentum % is ranked better than
59.64% of 1576 companies
in the Banks industry
Industry Median: 4.395 vs FRA:489: 5.00

Western New England Bancorp  (FRA:489) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Western New England Bancorp 3-1 Month Momentum % Related Terms


FRA:489 vs LRBI, FUNC, TRUX: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Western New England Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Western New England Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Western New England Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Western New England Bancorp's 3-1 Month Momentum % falls into.


FRA:489
65GF Score
Western New England Bancorp Inc FRA:489
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Western New England Bancorp  (FRA:489) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 5.00% mean?
Western New England Bancorp (FRA:489) has a 3-1 Month Momentum % of 5.00% as of Aug. 18, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Western New England Bancorp and its competitors. According to the industry distribution chart, Western New England Bancorp ranks #636 out of 1576 companies in the Banks industry, placing it in the top 40.4%.
Is Western New England Bancorp's 3-1 Month Momentum % too high?
Western New England Bancorp's current 3-1 Month Momentum % is 5.00%. The Banks industry median 3-1 Month Momentum % is 4.40. Western New England Bancorp's value of 5.00% is 13.8% above this industry median. Based on the distribution chart, Western New England Bancorp ranks #636 out of 1576 companies in the Banks industry, which is above the industry midpoint. Overall, Western New England Bancorp has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Western New England Bancorp's 3-1 Month Momentum % compare to LRBI and FUNC?
According to the Banks industry distribution chart, Western New England Bancorp ranks #636 out of 1576 companies for 3-1 Month Momentum %. This puts Western New England Bancorp in the upper half of its industry. The industry median 3-1 Month Momentum % is 4.40. Western New England Bancorp's value of 5.00% is 13.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.40, based on 1,576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Western New England Bancorp's current 3-1 Month Momentum % of 5.00% is 13.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Western New England Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Western New England Bancorp's current 3-1 Month Momentum % is 5.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Western New England Bancorp stock overvalued right now?
Western New England Bancorp (FRA:489) has a current 3-1 Month Momentum % of 5.00%. The stock's GF Value™ is €9.51, compared to a current price of €11.70 — trading 23% above its estimated fair value. The current 3-1 Month Momentum % is 5.00% and 13.8% above the Banks industry median of 4.40. Western New England Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Western New England Bancorp (FRA:489), the current 3-1 Month Momentum % is 5.00% as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Western New England Bancorp (FRA:489) Overvalued in 2026?

Based on GuruFocus' analysis, Western New England Bancorp stock appears to be overvalued. The current stock price of €11.70 is trading 23% above its estimated GF Value™ of €9.51.

Key valuation signals for FRA:489:

  • 3-1 Month Momentum %: 5.00%
  • GF Value™: €9.51 vs. price of €11.70 (23% above fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 13.8% above the Banks median (#636 of 1576)

No single metric tells the full story. See the FRA:489 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Western New England Bancorp Business Description

Other Exchanges WNEB:USA
Address 141 Elm Street, Westfield, MA, USA, 01085
Western New England Bancorp Inc through its bank subsidiary, provides a range of financial services to individuals and companies in western Massachusetts and northern Connecticut. These services include commercial lending, residential lending and consumer lending, checking, savings and time deposits, cash management, and wealth management. Substantially all of the company's revenues, profits, and assets are derived by the Bank from banking products and services.
65GF Score

Get the complete analysis for FRA:489

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.70
Price
€9.51
GF Value