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Erie Indemnity CoFRA:EI2 -2.17%64 FCF Margin % is 4.42% as of Mar. 2026, which is 58% below its 10-year median of 10.46. GuruFocus rates FRA:EI2 with a GF Score™ of 64/100 and a GF Value™ of €294.17 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Erie Indemnity Co ranks worse than 51.5% on this metric.
The historical rank and industry rank for Erie Indemnity Co's FCF Margin % or its related term are showing as below:
FRA:EI2'
s FCF Margin % Range Over the Past 10 Years
Min: 8.61 Med: 10.46 Max: 14.17
Current: 8.77
During the past 13 years, the highest FCF Margin % of Erie Indemnity Co was 14.17%. The lowest was 8.61%. And the median was 10.46%.
FRA:EI2's FCF Margin % is ranked worse than 51.5% of 501
companies
in the Insurance industry
Industry Median: 9.74
vs FRA:EI2: 8.77
Erie Indemnity Co FCF Margin % Related Terms
Erie Indemnity Co FCF Margin % Historical Data
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The historical data trend for Erie Indemnity Co's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Erie Indemnity Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erie Indemnity Co FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Erie Indemnity Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Erie Indemnity Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erie Indemnity Co (FRA:EI2) has a FCF Margin % of 4.42% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Erie Indemnity Co and its competitors. This is 58% below median its historical median of 10.46. Over the past decade, Erie Indemnity Co's FCF Margin % has ranged from 8.61 to 14.17. According to the industry distribution chart, Erie Indemnity Co ranks #258 out of 501 companies in the Insurance industry, placing it in the top 51.5%.
Is Erie Indemnity Co's FCF Margin % too high?
Erie Indemnity Co's current FCF Margin % of 4.42% is 58% below median its 10-year median of 10.46. Over the past 10 years, this metric has ranged from a low of 8.61 to a high of 14.17. The Insurance industry median FCF Margin % is 9.74. Erie Indemnity Co's value of 4.42% is 54.6% below this industry median. Based on the distribution chart, Erie Indemnity Co ranks #258 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Erie Indemnity Co has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's FCF Margin % compare to NP and BRO?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #258 out of 501 companies for FCF Margin %. This places Erie Indemnity Co in the lower half of its industry. The industry median FCF Margin % is 9.74. Erie Indemnity Co's value of 4.42% is 54.6% below this benchmark. Historically, Erie Indemnity Co's own FCF Margin % has ranged from 8.61 to 14.17 over the past decade. While the company's 10-year median is 10.46 vs. the industry median of 9.74, Erie Indemnity Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.74, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current FCF Margin % of 4.42% is 54.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median FCF Margin % is 9.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current FCF Margin % is 4.42%, which is 58% below median its own 10-year median of 10.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Based on GuruFocus' analysis, Erie Indemnity Co (FRA:EI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €294.17, compared to a current price of €180.00 — trading 38.8% below its estimated fair value. The current FCF Margin % is 4.42%, which is 58% below median its 10-year median of 10.46 and 54.6% below the Insurance industry median of 9.74. Erie Indemnity Co's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Erie Indemnity Co (FRA:EI2), the current FCF Margin % is 4.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erie Indemnity Co (FRA:EI2) Overvalued in 2026?
Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued.
The current stock price of €180.00 is trading 38.8% below its estimated GF Value™ of €294.17.
GuruFocus considers Erie Indemnity Co to be Significantly Undervalued.
Key valuation signals for FRA:EI2:
FCF Margin %: 4.42% (58% below median its 10-year median of 10.46)
GF Value™: €294.17 vs. price of €180.00 (38.8% below fair value)
Industry Position: 54.6% below the Insurance median (#258 of 501)
No single metric tells the full story. See the FRA:EI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
64GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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