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Erie Indemnity CoFRA:EI2 -2.17%64 Interest Coverage is No Debt (1) as of Mar. 2026, which is 100% below its 10-year median of 484.78. GuruFocus rates FRA:EI2 with a GF Score™ of 64/100 and a GF Value™ of €294.17 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 350 Insurance companies, Erie Indemnity Co ranks better than 99.43% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Erie Indemnity Co's
EBIT
for the
three
months ended in Mar. 2026 was €0 Mil. Erie Indemnity Co's Interest Expense for the
three
months ended in Mar. 2026 was €0 Mil.
Erie Indemnity Co has no debt.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Erie Indemnity Co has no debt.
(1) Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
The historical rank and industry rank for Erie Indemnity Co's Interest Coverage or its related term are showing as below:
FRA:EI2'
s Interest Coverage Range Over the Past 10 Years
Min: 92.09 Med: 484.78 Max: No Debt
Current: No Debt
FRA:EI2's Interest Coverage is ranked better than 99.43% of 350
companies
in the Insurance industry
Industry Median: 16.03
vs FRA:EI2: No Debt
Erie Indemnity Co (FRA:EI2) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Erie Indemnity Co Interest Coverage Related Terms
Erie Indemnity Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Erie Indemnity Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:EI2 vs NP, BRO, CRVL: Interest Coverage Comparison
For the Insurance Brokers subindustry, Erie Indemnity Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erie Indemnity Co Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Erie Indemnity Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Erie Indemnity Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of No Debt <sup>(1)</sup> mean?
Erie Indemnity Co (FRA:EI2) has a Interest Coverage of No Debt (1) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Erie Indemnity Co and its competitors. This is 100% below median its historical median of 484.78. Over the past decade, Erie Indemnity Co's Interest Coverage has ranged from 92.09 to 10,000.00. According to the industry distribution chart, Erie Indemnity Co ranks #2 out of 350 companies in the Insurance industry, placing it in the top 0.59999999999999%.
Is Erie Indemnity Co's Interest Coverage too high?
Erie Indemnity Co's current Interest Coverage of No Debt (1) is 100% below median its 10-year median of 484.78. Over the past 10 years, this metric has ranged from a low of 92.09 to a high of 10,000.00. Based on the distribution chart, Erie Indemnity Co ranks #2 out of 350 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Erie Indemnity Co has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's Interest Coverage compare to NP and BRO?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #2 out of 350 companies for Interest Coverage. This places Erie Indemnity Co in the top 1% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.03. Historically, Erie Indemnity Co's own Interest Coverage has ranged from 92.09 to 10,000.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.03, based on 350 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median Interest Coverage is 16.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current Interest Coverage is No Debt (1), which is 100% below median its own 10-year median of 484.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Based on GuruFocus' analysis, Erie Indemnity Co (FRA:EI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €294.17, compared to a current price of €180.00 — trading 38.8% below its estimated fair value. The current Interest Coverage is No Debt (1), which is 100% below median its 10-year median of 484.78. Erie Indemnity Co's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Erie Indemnity Co (FRA:EI2), the current Interest Coverage is No Debt (1) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erie Indemnity Co (FRA:EI2) Overvalued in 2026?
Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued.
The current stock price of €180.00 is trading 38.8% below its estimated GF Value™ of €294.17.
GuruFocus considers Erie Indemnity Co to be Significantly Undervalued.
Key valuation signals for FRA:EI2:
Interest Coverage: No Debt (1) (100% below median its 10-year median of 484.78)
GF Value™: €294.17 vs. price of €180.00 (38.8% below fair value)
No single metric tells the full story. See the FRA:EI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
64GF Score
Get the complete analysis for FRA:EI2
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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