Erie Indemnity Co (FRA:EI2) Dividend Payout Ratio: 0.51 (As of Mar. 2026) — 23% Below Median

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Erie Indemnity Co FRA:EI2

64 GF Score

Price €180.00

GF Value €294.17

Valuation Significantly Undervalued

1 Warning Sign

View Full Analysis

What is Erie Indemnity Co Dividend Payout Ratio?

Erie Indemnity Co FRA:EI2 -2.17% 64 Dividend Payout Ratio is 0.51 as of Mar. 2026, which is 23% below its 10-year median of 0.66. GuruFocus rates FRA:EI2 with a GF Score™ of 64/100 and a GF Value™ of €294.17 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 335 Insurance companies, Erie Indemnity Co ranks worse than 68.06% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Erie Indemnity Co's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.51.

The historical rank and industry rank for Erie Indemnity Co's Dividend Payout Ratio or its related term are showing as below:

FRA:EI2' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.45 Med: 0.66 Max: 0.85
Current: 0.52

During the past 13 years, the highest Dividend Payout Ratio of Erie Indemnity Co was 0.85. The lowest was 0.45. And the median was 0.66.

FRA:EI2's Dividend Payout Ratio is ranked worse than
68.06% of 335 companies
in the Insurance industry
Industry Median: 0.38 vs FRA:EI2: 0.52

As of today (2026-07-24), the Dividend Yield % of Erie Indemnity Co is 2.75%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Erie Indemnity Co was 2.94%. The lowest was 0.69%. And the median was 2.01%.

Erie Indemnity Co's Dividends per Share for the months ended in Mar. 2026 was €1.27.

During the past 12 months, Erie Indemnity Co's average Dividends Per Share Growth Rate was -13.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 7.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 7.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 7.20% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Erie Indemnity Co was 27.60% per year. The lowest was 5.80% per year. And the median was 7.20% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Erie Indemnity Co (FRA:EI2) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Erie Indemnity Co Dividend Payout Ratio Related Terms

Erie Indemnity Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Erie Indemnity Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erie Indemnity Co Dividend Payout Ratio Chart

Erie Indemnity Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

Get a 7-Day Free Trial

0.74

0.79

0.57

0.45

0.52

Erie Indemnity Co Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.52	0.41	0.39	1.21	0.51

FRA:EI2 vs NP, BRO, CRVL: Dividend Payout Ratio Comparison

For the Insurance Brokers subindustry, Erie Indemnity Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Erie Indemnity Co Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Erie Indemnity Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Erie Indemnity Co's Dividend Payout Ratio falls into.

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64GF Score

Erie Indemnity Co FRA:EI2

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Erie Indemnity Co Dividend Payout Ratio Calculation

Erie Indemnity Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	4.746	/	9.129
	=	0.52

Erie Indemnity Co's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	1.265	/	2.491
	=	0.51

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.51 mean?

Erie Indemnity Co (FRA:EI2) has a Dividend Payout Ratio of 0.51 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Erie Indemnity Co and its competitors. This is 23% below median its historical median of 0.66. Over the past decade, Erie Indemnity Co's Dividend Payout Ratio has ranged from 0.45 to 0.85. According to the industry distribution chart, Erie Indemnity Co ranks #228 out of 335 companies in the Insurance industry, placing it in the top 68.1%.

Is Erie Indemnity Co's Dividend Payout Ratio too high?

Erie Indemnity Co's current Dividend Payout Ratio of 0.51 is 23% below median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 0.85. The Insurance industry median Dividend Payout Ratio is 0.38. Erie Indemnity Co's value of 0.51 is 34.2% above this industry median. Based on the distribution chart, Erie Indemnity Co ranks #228 out of 335 companies in the Insurance industry, which is below the industry midpoint. Overall, Erie Indemnity Co has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Erie Indemnity Co's Dividend Payout Ratio compare to NP and BRO?

According to the Insurance industry distribution chart, Erie Indemnity Co ranks #228 out of 335 companies for Dividend Payout Ratio. This places Erie Indemnity Co in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Erie Indemnity Co's value of 0.51 is 34.2% above this benchmark. Historically, Erie Indemnity Co's own Dividend Payout Ratio has ranged from 0.45 to 0.85 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.38, Erie Indemnity Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for an Insurance company?

The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current Dividend Payout Ratio of 0.51 is 34.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current Dividend Payout Ratio is 0.51, which is 23% below median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Erie Indemnity Co stock overvalued right now?

Based on GuruFocus' analysis, Erie Indemnity Co (FRA:EI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €294.17, compared to a current price of €180.00 — trading 38.8% below its estimated fair value. The current Dividend Payout Ratio is 0.51, which is 23% below median its 10-year median of 0.66 and 34.2% above the Insurance industry median of 0.38. Erie Indemnity Co's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Erie Indemnity Co (FRA:EI2), the current Dividend Payout Ratio is 0.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erie Indemnity Co (FRA:EI2) Overvalued in 2026?

Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued. The current stock price of €180.00 is trading 38.8% below its estimated GF Value™ of €294.17. GuruFocus considers Erie Indemnity Co to be Significantly Undervalued.

Key valuation signals for FRA:EI2:

Dividend Payout Ratio: 0.51 (23% below median its 10-year median of 0.66)
GF Value™: €294.17 vs. price of €180.00 (38.8% below fair value)
GF Score™: 64/100 with 1 warning sign
Industry Position: 34.2% above the Insurance median (#228 of 335)

No single metric tells the full story. See the FRA:EI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erie Indemnity Co Business Description

Industry Financial Services Insurance

Comparable Companies NP BRO CRVL ARX BWIN LIFE GSHD CRD.A TWFG AIFU MRSH AON AJG WTW BOM:543390 ASX:SDF SAU:8313 ASX:AUB MEX:GPROFUT XSGO:BANVIDA

Other Exchanges ERIE:USA

Address 100 Erie Insurance Place, Erie, PA, USA, 16530-0001

Website https://www.erieinsurance.com

Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.

64GF Score

Get the complete analysis for FRA:EI2

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€180.00

Price

€294.17

GF Value

View FRA:EI2 Analysis

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