Erie Indemnity Co (FRA:EI2) FCF Yield %: 3.26 (As of Jul. 24, 2026) — 39% Above Median

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FRA:EI2 Erie Indemnity Co FRA:EI2
64 GF Score
Price €180.00
GF Value €294.17
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Erie Indemnity Co FCF Yield %?

Erie Indemnity Co FRA:EI2 -2.17% 64 FCF Yield % is 3.26 as of Jul. 24, 2026, which is 39% above its 10-year median of 2.35. GuruFocus rates FRA:EI2 with a GF Score™ of 64/100 and a GF Value™ of €294.17 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 504 Insurance companies, Erie Indemnity Co ranks worse than 67.86% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Erie Indemnity Co's Trailing 12-Month Free Cash Flow is €314 Mil, and Market Cap is €9,830 Mil. Therefore, Erie Indemnity Co's FCF Yield % for today is 3.26%.

The historical rank and industry rank for Erie Indemnity Co's FCF Yield % or its related term are showing as below:

FRA:EI2' s FCF Yield % Range Over the Past 10 Years
Min: 0.61   Med: 2.35   Max: 3.86
Current: 3.26


During the past 13 years, the highest FCF Yield % of Erie Indemnity Co was 3.86%. The lowest was 0.61%. And the median was 2.35%.

FRA:EI2's FCF Yield % is ranked worse than
67.86% of 504 companies
in the Insurance industry
Industry Median: 7.115 vs FRA:EI2: 3.26

Erie Indemnity Co's FCF Margin % for the quarter that ended in Mar. 2026 was 4.42%.


Erie Indemnity Co FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Erie Indemnity Co FCF Yield % Related Terms


Erie Indemnity Co FCF Yield % Historical Data

* Premium members only.

The historical data trend for Erie Indemnity Co's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erie Indemnity Co FCF Yield % Chart

Erie Indemnity Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.53 2.31 1.70 2.23 3.89

Erie Indemnity Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 3.62 4.59 -0.84 1.68

FRA:EI2 vs NP, BRO, CRVL: FCF Yield % Comparison

For the Insurance Brokers subindustry, Erie Indemnity Co's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erie Indemnity Co FCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Erie Indemnity Co's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Erie Indemnity Co's FCF Yield % falls into.


FRA:EI2
64GF Score
Erie Indemnity Co FRA:EI2
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Erie Indemnity Co FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Erie Indemnity Co's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=487.604 / 12549.6
=3.89%

Erie Indemnity Co's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=47.124 * 4 / 11190.06
=1.68%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 3.26 mean?
Erie Indemnity Co (FRA:EI2) has a FCF Yield % of 3.26 as of Jul. 24, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Erie Indemnity Co and its competitors. This is 39% above median its historical median of 2.35. Over the past decade, Erie Indemnity Co's FCF Yield % has ranged from 0.61 to 3.86. According to the industry distribution chart, Erie Indemnity Co ranks #342 out of 504 companies in the Insurance industry, placing it in the top 67.9%.
Is Erie Indemnity Co's FCF Yield % too high?
Erie Indemnity Co's current FCF Yield % of 3.26 is 39% above median its 10-year median of 2.35. Over the past 10 years, this metric has ranged from a low of 0.61 to a high of 3.86. The Insurance industry median FCF Yield % is 7.12. Erie Indemnity Co's value of 3.26 is 54.2% below this industry median. Based on the distribution chart, Erie Indemnity Co ranks #342 out of 504 companies in the Insurance industry, which is below the industry midpoint. Overall, Erie Indemnity Co has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's FCF Yield % compare to NP and BRO?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #342 out of 504 companies for FCF Yield %. This places Erie Indemnity Co in the lower half of its industry. The industry median FCF Yield % is 7.12. Erie Indemnity Co's value of 3.26 is 54.2% below this benchmark. Historically, Erie Indemnity Co's own FCF Yield % has ranged from 0.61 to 3.86 over the past decade. While the company's 10-year median is 2.35 vs. the industry median of 7.12, Erie Indemnity Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for an Insurance company?
The median FCF Yield % among Insurance companies is 7.12, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current FCF Yield % of 3.26 is 54.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median FCF Yield % is 7.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current FCF Yield % is 3.26, which is 39% above median its own 10-year median of 2.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Based on GuruFocus' analysis, Erie Indemnity Co (FRA:EI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €294.17, compared to a current price of €180.00 — trading 38.8% below its estimated fair value. The current FCF Yield % is 3.26, which is 39% above median its 10-year median of 2.35 and 54.2% below the Insurance industry median of 7.12. Erie Indemnity Co's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Erie Indemnity Co (FRA:EI2), the current FCF Yield % is 3.26 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erie Indemnity Co (FRA:EI2) Overvalued in 2026?

Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued. The current stock price of €180.00 is trading 38.8% below its estimated GF Value™ of €294.17. GuruFocus considers Erie Indemnity Co to be Significantly Undervalued.

Key valuation signals for FRA:EI2:

  • FCF Yield %: 3.26 (39% above median its 10-year median of 2.35)
  • GF Value™: €294.17 vs. price of €180.00 (38.8% below fair value)
  • GF Score™: 64/100 with 1 warning sign
  • Industry Position: 54.2% below the Insurance median (#342 of 504)

No single metric tells the full story. See the FRA:EI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Erie Indemnity Co Business Description

Other Exchanges ERIE:USA
Address 100 Erie Insurance Place, Erie, PA, USA, 16530-0001
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
64GF Score

Get the complete analysis for FRA:EI2

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€180.00
Price
€294.17
GF Value