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Erie Indemnity CoFRA:EI2 -2.17%64 OCF Margin % is 7.45% as of Mar. 2026, which is 46% below its 10-year median of 13.91. GuruFocus rates FRA:EI2 with a GF Score™ of 64/100 and a GF Value™ of €294.17 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, Erie Indemnity Co ranks better than 51.7% on this metric.
The historical rank and industry rank for Erie Indemnity Co's OCF Margin % or its related term are showing as below:
FRA:EI2'
s OCF Margin % Range Over the Past 10 Years
Min: 10.95 Med: 13.91 Max: 16.55
Current: 11.73
During the past 13 years, the highest OCF Margin % of Erie Indemnity Co was 16.55%. The lowest was 10.95%. And the median was 13.91%.
FRA:EI2's OCF Margin % is ranked better than 51.7% of 501
companies
in the Insurance industry
Industry Median: 10.91
vs FRA:EI2: 11.73
Erie Indemnity Co OCF Margin % Related Terms
Erie Indemnity Co OCF Margin % Historical Data
* Premium members only.
The historical data trend for Erie Indemnity Co's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance Brokers subindustry, Erie Indemnity Co's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erie Indemnity Co OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Erie Indemnity Co's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Erie Indemnity Co's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erie Indemnity Co (FRA:EI2) has a OCF Margin % of 7.45% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Erie Indemnity Co and its competitors. This is 46% below median its historical median of 13.91. Over the past decade, Erie Indemnity Co's OCF Margin % has ranged from 10.95 to 16.55. According to the industry distribution chart, Erie Indemnity Co ranks #242 out of 501 companies in the Insurance industry, placing it in the top 48.3%.
Is Erie Indemnity Co's OCF Margin % too high?
Erie Indemnity Co's current OCF Margin % of 7.45% is 46% below median its 10-year median of 13.91. Over the past 10 years, this metric has ranged from a low of 10.95 to a high of 16.55. The Insurance industry median OCF Margin % is 10.91. Erie Indemnity Co's value of 7.45% is 31.7% below this industry median. Based on the distribution chart, Erie Indemnity Co ranks #242 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Erie Indemnity Co has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Erie Indemnity Co's OCF Margin % compare to NP and BRO?
According to the Insurance industry distribution chart, Erie Indemnity Co ranks #242 out of 501 companies for OCF Margin %. This puts Erie Indemnity Co in the upper half of its industry. The industry median OCF Margin % is 10.91. Erie Indemnity Co's value of 7.45% is 31.7% below this benchmark. Historically, Erie Indemnity Co's own OCF Margin % has ranged from 10.95 to 16.55 over the past decade. While the company's 10-year median is 13.91 vs. the industry median of 10.91, Erie Indemnity Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.91, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erie Indemnity Co's current OCF Margin % of 7.45% is 31.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Erie Indemnity Co and its competitors. For the Insurance industry, the median OCF Margin % is 10.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erie Indemnity Co's current OCF Margin % is 7.45%, which is 46% below median its own 10-year median of 13.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erie Indemnity Co stock overvalued right now?
Based on GuruFocus' analysis, Erie Indemnity Co (FRA:EI2) is currently considered Significantly Undervalued. The stock's GF Value™ is €294.17, compared to a current price of €180.00 — trading 38.8% below its estimated fair value. The current OCF Margin % is 7.45%, which is 46% below median its 10-year median of 13.91 and 31.7% below the Insurance industry median of 10.91. Erie Indemnity Co's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Erie Indemnity Co (FRA:EI2), the current OCF Margin % is 7.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erie Indemnity Co (FRA:EI2) Overvalued in 2026?
Based on GuruFocus' analysis, Erie Indemnity Co stock appears to be undervalued.
The current stock price of €180.00 is trading 38.8% below its estimated GF Value™ of €294.17.
GuruFocus considers Erie Indemnity Co to be Significantly Undervalued.
Key valuation signals for FRA:EI2:
OCF Margin %: 7.45% (46% below median its 10-year median of 13.91)
GF Value™: €294.17 vs. price of €180.00 (38.8% below fair value)
Industry Position: 31.7% below the Insurance median (#242 of 501)
No single metric tells the full story. See the FRA:EI2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erie Indemnity Co mainly performs services on behalf of the Erie Insurance Exchange relating to sales, underwriting, and issuance of policies. Erie Indemnity's results are tied to the performance of the Insurance Exchange, which principally provides automobile and homeowners insurance for individuals, along with multiperil, workers' compensation, and commercial automobile insurance for its commercial clients. The company operates exclusively in the United States.
64GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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