The historical rank and industry rank for California BanCorp's FCF Margin % or its related term are showing as below:
FRA:KZ9'
s FCF Margin % Range Over the Past 10 Years
Min: -33.83 Med: 21.91 Max: 38.93
Current: 32.45
During the past 13 years, the highest FCF Margin % of California BanCorp was 38.93%. The lowest was -33.83%. And the median was 21.91%.
FRA:KZ9's FCF Margin % is ranked better than 60.24% of 1509
companies
in the Banks industry
Industry Median: 26.55
vs FRA:KZ9: 32.45
California BanCorp FCF Margin % Related Terms
California BanCorp FCF Margin % Historical Data
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The historical data trend for California BanCorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:KZ9 vs AROW, CARE, WASH: FCF Margin % Comparison
For the Banks - Regional subindustry, California BanCorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California BanCorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, California BanCorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where California BanCorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California BanCorp (FRA:KZ9) has a FCF Margin % of 18.77% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on California BanCorp and its competitors. This is 14% below median its historical median of 21.91. According to the industry distribution chart, California BanCorp ranks #600 out of 1509 companies in the Banks industry, placing it in the top 39.8%.
Is California BanCorp's FCF Margin % too high?
California BanCorp's current FCF Margin % of 18.77% is 14% below median its 10-year median of 21.91. The Banks industry median FCF Margin % is 26.55. California BanCorp's value of 18.77% is 29.3% below this industry median. Based on the distribution chart, California BanCorp ranks #600 out of 1509 companies in the Banks industry, which is above the industry midpoint. Overall, California BanCorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does California BanCorp's FCF Margin % compare to AROW and CARE?
According to the Banks industry distribution chart, California BanCorp ranks #600 out of 1509 companies for FCF Margin %. This puts California BanCorp in the upper half of its industry. The industry median FCF Margin % is 26.55. California BanCorp's value of 18.77% is 29.3% below this benchmark. While the company's 10-year median is 21.91 vs. the industry median of 26.55, California BanCorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,509 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California BanCorp's current FCF Margin % of 18.77% is 29.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on California BanCorp and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California BanCorp's current FCF Margin % is 18.77%, which is 14% below median its own 10-year median of 21.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California BanCorp stock overvalued right now?
California BanCorp (FRA:KZ9) has a current FCF Margin % of 18.77%. The stock's GF Value™ is €13.29, compared to a current price of €16.90 — trading 27.2% above its estimated fair value. The current FCF Margin % is 18.77%, which is 14% below median its 10-year median of 21.91 and 29.3% below the Banks industry median of 26.55. California BanCorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For California BanCorp (FRA:KZ9), the current FCF Margin % is 18.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is California BanCorp (FRA:KZ9) Overvalued in 2026?
Based on GuruFocus' analysis, California BanCorp stock appears to be overvalued.
The current stock price of €16.90 is trading 27.2% above its estimated GF Value™ of €13.29.
Key valuation signals for FRA:KZ9:
FCF Margin %: 18.77% (14% below median its 10-year median of 21.91)
GF Value™: €13.29 vs. price of €16.90 (27.2% above fair value)
Industry Position: 29.3% below the Banks median (#600 of 1509)
No single metric tells the full story. See the FRA:KZ9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
California BanCorp is a relationship-focused community bank offering commercial loan and deposit products, along with other services delivered directly or through strategic alliances, to business and individual customers in its target markets. The Company provides financial products and services to individuals, professionals, and small to medium-sized businesses through its branch and commercial banking offices serving California. Its lending products consist mainly of construction and land development loans, real estate loans, C&I loans, and consumer loans, and it is a Preferred SBA Lender, while its deposit products consist mainly of demand deposit, money market, and certificates of deposit. The Company operates in one reportable segment, commercial banking.
59GF Score
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