California BanCorp (FRA:KZ9) OCF Yield %: 8.77 (As of Jul. 06, 2026) — Near Median


FRA:KZ9 California BanCorp FRA:KZ9
59 GF Score
Price €17.30
GF Value €13.59
! 5 Warning Signs
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What is California BanCorp OCF Yield %?

California BanCorp FRA:KZ9 +2.37% 59 OCF Yield % is 8.77 as of Jul. 06, 2026, which is 7% below its 10-year median of 9.42. GuruFocus rates FRA:KZ9 with a GF Score™ of 59/100 and a GF Value™ of €13.59. The stock has 5 warning signs investors should review. Among 1,502 Banks companies, California BanCorp ranks worse than 52.46% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, California BanCorp's Trailing 12-Month Cash Flow from Operations is €50.5 Mil, and Market Cap is €589.2 Mil. Therefore, California BanCorp's OCF Yield % for today is 8.77%.

The historical rank and industry rank for California BanCorp's OCF Yield % or its related term are showing as below:

FRA:KZ9' s OCF Yield % Range Over the Past 10 Years
Min: -1.27   Med: 9.42   Max: 20.27
Current: 8.77


During the past 13 years, the highest OCF Yield % of California BanCorp was 20.27%. The lowest was -1.27%. And the median was 9.42%.

FRA:KZ9's OCF Yield % is ranked worse than
52.46% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs FRA:KZ9: 8.77

California BanCorp's OCF Margin % for the quarter that ended in Mar. 2026 was %.


California BanCorp OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


California BanCorp OCF Yield % Related Terms


California BanCorp OCF Yield % Historical Data

* Premium members only.

The historical data trend for California BanCorp's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

California BanCorp OCF Yield % Chart

California BanCorp Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 10.94 9.67 9.86

California BanCorp Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.09 11.75 14.22 14.40 6.16

FRA:KZ9 vs PFIS, THVB, TCBX: OCF Yield % Comparison

For the Banks - Regional subindustry, California BanCorp's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


California BanCorp OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, California BanCorp's OCF Yield % distribution charts can be found below:

* The bar in red indicates where California BanCorp's OCF Yield % falls into.


FRA:KZ9
59GF Score
California BanCorp FRA:KZ9
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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California BanCorp OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

California BanCorp's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=48.926 / 495.9954
=9.86%

California BanCorp's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=7.383 * 4 / 479.0648
=6.16%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 8.77 mean?
California BanCorp (FRA:KZ9) has a OCF Yield % of 8.77 as of Jul. 06, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on California BanCorp and its competitors. This is near median its historical median of 9.42. According to the industry distribution chart, California BanCorp ranks #788 out of 1502 companies in the Banks industry, placing it in the top 52.5%.
Is California BanCorp's OCF Yield % too high?
California BanCorp's current OCF Yield % of 8.77 is near median its 10-year median of 9.42. The Banks industry median OCF Yield % is 9.24. California BanCorp's value of 8.77 is 5.1% below this industry median. Based on the distribution chart, California BanCorp ranks #788 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, California BanCorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does California BanCorp's OCF Yield % compare to PFIS and THVB?
According to the Banks industry distribution chart, California BanCorp ranks #788 out of 1502 companies for OCF Yield %. This places California BanCorp in the lower half of its industry. The industry median OCF Yield % is 9.24. California BanCorp's value of 8.77 is 5.1% below this benchmark. While the company's 10-year median is 9.42 vs. the industry median of 9.24, California BanCorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California BanCorp's current OCF Yield % of 8.77 is 5.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on California BanCorp and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California BanCorp's current OCF Yield % is 8.77, which is near median its own 10-year median of 9.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California BanCorp stock overvalued right now?
California BanCorp (FRA:KZ9) has a current OCF Yield % of 8.77. The stock's GF Value™ is €13.59, compared to a current price of €17.30 — trading 27.3% above its estimated fair value. The current OCF Yield % is 8.77, which is near median its 10-year median of 9.42 and 5.1% below the Banks industry median of 9.24. California BanCorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For California BanCorp (FRA:KZ9), the current OCF Yield % is 8.77 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is California BanCorp (FRA:KZ9) Overvalued in 2026?

Based on GuruFocus' analysis, California BanCorp stock appears to be overvalued. The current stock price of €17.30 is trading 27.3% above its estimated GF Value™ of €13.59.

Key valuation signals for FRA:KZ9:

  • OCF Yield %: 8.77 (near median its 10-year median of 9.42)
  • GF Value™: €13.59 vs. price of €17.30 (27.3% above fair value)
  • GF Score™: 59/100 with 5 warning signs
  • Industry Position: 5.1% below the Banks median (#788 of 1502)

No single metric tells the full story. See the FRA:KZ9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


California BanCorp Business Description

Other Exchanges BCAL:USA
Address 12265 El Camino Real, Suite 210, San Diego, CA, USA, 92130
California BanCorp is a relationship-focused community bank offering commercial loan and deposit products, along with other services delivered directly or through strategic alliances, to business and individual customers in its target markets. The Company provides financial products and services to individuals, professionals, and small to medium-sized businesses through its branch and commercial banking offices serving California. Its lending products consist mainly of construction and land development loans, real estate loans, C&I loans, and consumer loans, and it is a Preferred SBA Lender, while its deposit products consist mainly of demand deposit, money market, and certificates of deposit. The Company operates in one reportable segment, commercial banking.
59GF Score

Get the complete analysis for FRA:KZ9

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.30
Price
€13.59
GF Value