California BanCorpFRA:KZ9 -0.58%59 Median PS Value is €18.91 as of Jul. 01, 2026, which is 100% below its 10-year median of 0.36. GuruFocus rates FRA:KZ9 with a GF Score™ of 59/100 and a GF Value™ of €13.44. The stock has 5 warning signs investors should review. Among 1,040 Banks companies, California BanCorp ranks better than 73.56% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for California BanCorp's Median PS Value or its related term are showing as below:
FRA:KZ9'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.25 Med: 0.36 Max: 1.75
Current: 0.9
During the past 13 years, the highest Price to Median PS Value of California BanCorp was 1.75. The lowest was 0.25. And the median was 0.36.
FRA:KZ9's Price-to-Median-PS-Value is ranked better than 73.56% of 1040
companies
in the Banks industry
Industry Median: 1.11
vs FRA:KZ9: 0.90
California BanCorp (FRA:KZ9) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
California BanCorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
17.10
/
18.91
=
0.90
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California BanCorp Median PS Value Related Terms
California BanCorp Median PS Value Historical Data
* Premium members only.
The historical data trend for California BanCorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:KZ9 vs PFIS, THVB, TCBX: Median PS Value Comparison
For the Banks - Regional subindustry, California BanCorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California BanCorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, California BanCorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where California BanCorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 4.0115.
California BanCorp's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4.714.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California BanCorp (FRA:KZ9) has a Median PS Value of €18.91 as of Jul. 01, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on California BanCorp and its competitors. This is 5153% above median its historical median of 0.36. Over the past decade, California BanCorp's Median PS Value has ranged from 0.25 to 1.75. According to the industry distribution chart, California BanCorp ranks #275 out of 1040 companies in the Banks industry, placing it in the top 26.4%.
Is California BanCorp's Median PS Value too high?
California BanCorp's current Median PS Value of €18.91 is 5153% above median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 1.75. Based on the distribution chart, California BanCorp ranks #275 out of 1040 companies in the Banks industry, which is above the industry midpoint. Overall, California BanCorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does California BanCorp's Median PS Value compare to PFIS and THVB?
According to the Banks industry distribution chart, California BanCorp ranks #275 out of 1040 companies for Median PS Value. This puts California BanCorp in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, California BanCorp's own Median PS Value has ranged from 0.25 to 1.75 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,040 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on California BanCorp and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California BanCorp's current Median PS Value is €18.91, which is 5153% above median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California BanCorp stock overvalued right now?
California BanCorp (FRA:KZ9) has a current Median PS Value of €18.91. The stock's GF Value™ is €13.44, compared to a current price of €17.10 — trading 27.2% above its estimated fair value. The current Median PS Value is €18.91, which is 5153% above median its 10-year median of 0.36. California BanCorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For California BanCorp (FRA:KZ9), the current Median PS Value is €18.91 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is California BanCorp (FRA:KZ9) Overvalued in 2026?
Based on GuruFocus' analysis, California BanCorp stock appears to be overvalued.
The current stock price of €17.10 is trading 27.2% above its estimated GF Value™ of €13.44.
Key valuation signals for FRA:KZ9:
Median PS Value: €18.91 (5153% above median its 10-year median of 0.36)
GF Value™: €13.44 vs. price of €17.10 (27.2% above fair value)
No single metric tells the full story. See the FRA:KZ9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
California BanCorp is a relationship-focused community bank offering commercial loan and deposit products, along with other services delivered directly or through strategic alliances, to business and individual customers in its target markets. The Company provides financial products and services to individuals, professionals, and small to medium-sized businesses through its branch and commercial banking offices serving California. Its lending products consist mainly of construction and land development loans, real estate loans, C&I loans, and consumer loans, and it is a Preferred SBA Lender, while its deposit products consist mainly of demand deposit, money market, and certificates of deposit. The Company operates in one reportable segment, commercial banking.
59GF Score
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