California BanCorp (FRA:KZ9) ROE % Adjusted to Book Value: 10.02% (As of Mar. 2026)


FRA:KZ9 California BanCorp FRA:KZ9
59 GF Score
Price €16.60
GF Value €13.43
! 5 Warning Signs
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What is California BanCorp ROE % Adjusted to Book Value?

California BanCorp FRA:KZ9 -2.92% 59 ROE % Adjusted to Book Value is 10.02% as of Mar. 2026. GuruFocus rates FRA:KZ9 with a GF Score™ of 59/100 and a GF Value™ of €13.43. The stock has 5 warning signs investors should review.

California BanCorp's ROE % for the quarter that ended in Mar. 2026 was 9.62%. California BanCorp's PB Ratio for the quarter that ended in Mar. 2026 was 0.96. California BanCorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 10.02%.


California BanCorp ROE % Adjusted to Book Value Related Terms


California BanCorp ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for California BanCorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

California BanCorp ROE % Adjusted to Book Value Chart

California BanCorp Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 8.88 1.35 10.87

California BanCorp Quarterly Data
Dec20 Mar21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.79 12.19 13.98 11.41 10.02

FRA:KZ9 vs PFIS, THVB, TCBX: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, California BanCorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


California BanCorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, California BanCorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where California BanCorp's ROE % Adjusted to Book Value falls into.


FRA:KZ9
59GF Score
California BanCorp FRA:KZ9
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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California BanCorp ROE % Adjusted to Book Value Calculation

California BanCorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=10.98% / 1.01
=10.87%

California BanCorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.62% / 0.96
=10.02%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 10.02% mean?
California BanCorp (FRA:KZ9) has a ROE % Adjusted to Book Value of 10.02% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on California BanCorp and its competitors.
Is California BanCorp's ROE % Adjusted to Book Value too high?
California BanCorp's current ROE % Adjusted to Book Value is 10.02%. Overall, California BanCorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does California BanCorp's ROE % Adjusted to Book Value compare to PFIS and THVB?
California BanCorp's ROE % Adjusted to Book Value of 10.02% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on California BanCorp and its competitors. California BanCorp's current ROE % Adjusted to Book Value is 10.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California BanCorp stock overvalued right now?
California BanCorp (FRA:KZ9) has a current ROE % Adjusted to Book Value of 10.02%. The stock's GF Value™ is €13.43, compared to a current price of €16.60 — trading 23.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 10.02%. California BanCorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For California BanCorp (FRA:KZ9), the current ROE % Adjusted to Book Value is 10.02% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is California BanCorp (FRA:KZ9) Overvalued in 2026?

Based on GuruFocus' analysis, California BanCorp stock appears to be overvalued. The current stock price of €16.60 is trading 23.6% above its estimated GF Value™ of €13.43.

Key valuation signals for FRA:KZ9:

  • ROE % Adjusted to Book Value: 10.02%
  • GF Value™: €13.43 vs. price of €16.60 (23.6% above fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the FRA:KZ9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


California BanCorp Business Description

Other Exchanges BCAL:USA
Address 12265 El Camino Real, Suite 210, San Diego, CA, USA, 92130
California BanCorp is a relationship-focused community bank offering commercial loan and deposit products, along with other services delivered directly or through strategic alliances, to business and individual customers in its target markets. The Company provides financial products and services to individuals, professionals, and small to medium-sized businesses through its branch and commercial banking offices serving California. Its lending products consist mainly of construction and land development loans, real estate loans, C&I loans, and consumer loans, and it is a Preferred SBA Lender, while its deposit products consist mainly of demand deposit, money market, and certificates of deposit. The Company operates in one reportable segment, commercial banking.
59GF Score

Get the complete analysis for FRA:KZ9

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.60
Price
€13.43
GF Value