California BanCorpFRA:KZ9 -0.60%59 Dividend Payout Ratio is 0.24 as of Mar. 2026, which is 380% above its 10-year median of 0.05. GuruFocus rates FRA:KZ9 with a GF Score™ of 59/100 and a GF Value™ of €13.19. The stock has 5 warning signs investors should review. Among 1,171 Banks companies, California BanCorp ranks better than 93% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. California BanCorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.24.
The historical rank and industry rank for California BanCorp's Dividend Payout Ratio or its related term are showing as below:
FRA:KZ9'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.05 Med: 0.05 Max: 0.11
Current: 0.11
During the past 13 years, the highest Dividend Payout Ratio of California BanCorp was 0.11. The lowest was 0.05. And the median was 0.05.
FRA:KZ9's Dividend Payout Ratio is ranked better than 93% of 1171
companies
in the Banks industry
Industry Median: 0.32
vs FRA:KZ9: 0.11
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
California BanCorp (FRA:KZ9) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
California BanCorp Dividend Payout Ratio Related Terms
California BanCorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for California BanCorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:KZ9 vs PFIS, THVB, TCBX: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, California BanCorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California BanCorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, California BanCorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where California BanCorp's Dividend Payout Ratio falls into.
California BanCorp Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
California BanCorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California BanCorp (FRA:KZ9) has a Dividend Payout Ratio of 0.24 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on California BanCorp and its competitors. This is 380% above median its historical median of 0.05. Over the past decade, California BanCorp's Dividend Payout Ratio has ranged from 0.05 to 0.11. According to the industry distribution chart, California BanCorp ranks #82 out of 1171 companies in the Banks industry, placing it in the top 7%.
Is California BanCorp's Dividend Payout Ratio too high?
California BanCorp's current Dividend Payout Ratio of 0.24 is 380% above median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.11. The Banks industry median Dividend Payout Ratio is 0.32. California BanCorp's value of 0.24 is 25% below this industry median. Based on the distribution chart, California BanCorp ranks #82 out of 1171 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, California BanCorp has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does California BanCorp's Dividend Payout Ratio compare to PFIS and THVB?
According to the Banks industry distribution chart, California BanCorp ranks #82 out of 1171 companies for Dividend Payout Ratio. This places California BanCorp in the top 7% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. California BanCorp's value of 0.24 is 25% below this benchmark. Historically, California BanCorp's own Dividend Payout Ratio has ranged from 0.05 to 0.11 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.32, California BanCorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,171 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California BanCorp's current Dividend Payout Ratio of 0.24 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on California BanCorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California BanCorp's current Dividend Payout Ratio is 0.24, which is 380% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California BanCorp stock overvalued right now?
California BanCorp (FRA:KZ9) has a current Dividend Payout Ratio of 0.24. The stock's GF Value™ is €13.19, compared to a current price of €16.50 — trading 25.1% above its estimated fair value. The current Dividend Payout Ratio is 0.24, which is 380% above median its 10-year median of 0.05 and 25% below the Banks industry median of 0.32. California BanCorp's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For California BanCorp (FRA:KZ9), the current Dividend Payout Ratio is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is California BanCorp (FRA:KZ9) Overvalued in 2026?
Based on GuruFocus' analysis, California BanCorp stock appears to be overvalued.
The current stock price of €16.50 is trading 25.1% above its estimated GF Value™ of €13.19.
Key valuation signals for FRA:KZ9:
Dividend Payout Ratio: 0.24 (380% above median its 10-year median of 0.05)
GF Value™: €13.19 vs. price of €16.50 (25.1% above fair value)
Industry Position: 25% below the Banks median (#82 of 1171)
No single metric tells the full story. See the FRA:KZ9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
California BanCorp is a relationship-focused community bank offering commercial loan and deposit products, along with other services delivered directly or through strategic alliances, to business and individual customers in its target markets. The Company provides financial products and services to individuals, professionals, and small to medium-sized businesses through its branch and commercial banking offices serving California. Its lending products consist mainly of construction and land development loans, real estate loans, C&I loans, and consumer loans, and it is a Preferred SBA Lender, while its deposit products consist mainly of demand deposit, money market, and certificates of deposit. The Company operates in one reportable segment, commercial banking.
59GF Score
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